<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.recharged-education.com/pcardblog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-13</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2024/10/28/surcharging-points-for-merchants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/ca7e020f-da17-47cb-882c-b34af9955cdd/14303RunPaymentsFullLogo.png</image:loc>
      <image:title>Blog - Surcharging Considerations for Merchants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/a12d8a33-c281-49cd-ab62-8f7cbf97a871/RE-Bug_original.png</image:loc>
      <image:title>Blog - Surcharging Considerations for Merchants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2024/03/15/card-policies-on-prohibited-and-allowed-purchases</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/4d79b65e-9c68-4c3f-994b-2979f79354ef/Screenshot+2024-03-14+134022.png</image:loc>
      <image:title>Blog - Card Policies on Prohibited and Allowed Purchases - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/a12d8a33-c281-49cd-ab62-8f7cbf97a871/RE-Bug_original.png</image:loc>
      <image:title>Blog - Card Policies on Prohibited and Allowed Purchases - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2024/02/08/new-external-fraud-threat</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/6255aa08-ab20-4094-91dc-2508cad653c2/tobias-tullius-4dKy7d3lkKM-unsplash.jpg</image:loc>
      <image:title>Blog - A New External Fraud Threat - Make it stand out</image:title>
      <image:caption>Photo by Tobias Tullius on Unsplash</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/a12d8a33-c281-49cd-ab62-8f7cbf97a871/RE-Bug_original.png</image:loc>
      <image:title>Blog - A New External Fraud Threat - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2024/01/25/an-easy-way-to-spot-manipulated-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/dd4ad4d5-0e4f-4f7b-8cf8-7857c307c7ec/markus-winkler-afW1hht0NSs-unsplash.jpg</image:loc>
      <image:title>Blog - An Easy Way to Spot Manipulated Card Data - Make it stand out</image:title>
      <image:caption>Photo by Markus Winkler on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/12/14/fraud-is-the-price-of-ignorance-and-inaction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c3ced836-dcd5-49bb-ac93-9adad5735032/jp-valery-mQTTDA_kY_8-unsplash.jpg</image:loc>
      <image:title>Blog - The Price of Ignorance and Inaction - Make it stand out</image:title>
      <image:caption>Photo by Jp Valery on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/11/20/the-cost-of-checks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c98faacc-be05-4198-a754-82df2ac48499/shutterstock_34452055.jpg</image:loc>
      <image:title>Blog - The Cost of Checks is More Than You Think - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/a12d8a33-c281-49cd-ab62-8f7cbf97a871/RE-Bug_original.png</image:loc>
      <image:title>Blog - The Cost of Checks is More Than You Think - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/09/21/control-weaknesses-that-put-your-card-program-at-risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/e067170f-c938-4443-9ad3-c8cce33f94a6/Gaps+in+Controls+Foundation.png</image:loc>
      <image:title>Blog - Control Weaknesses that Put Your Card Program at Risk - Make it stand out</image:title>
      <image:caption>Background photo by Mick Haupt on Unsplash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/08/17/a-new-solution-for-virtual-card-acceptance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/614541ae-4fea-49ce-b1a3-3be79ee21c20/See+a+new+future.png</image:loc>
      <image:title>Blog - A New Solution for Virtual Card Acceptance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/07/19/revisiting-sales-and-use-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/67d6c636-534b-4f45-a1e1-79fb9f7a7c25/alexander-grey-8lnbXtxFGZw-unsplash.jpg</image:loc>
      <image:title>Blog - Revisiting Sales and Use Tax Strategies for Your Card Program - Make it stand out</image:title>
      <image:caption>Photo by Alexander Grey on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/06/27/what-the-pcard-training-might-be-missing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/24e40d3f-cdbb-4d21-95d7-ad213f3401d2/pierre-bamin-5B0IXL2wAQ0-unsplash.jpg</image:loc>
      <image:title>Blog - What Your P-Card Training Might Be Missing - Make it stand out</image:title>
      <image:caption>If your P-Card training does not address the needs of neurodivergent employees, it will continue to be incomplete. Photo by Pierre Bamin on Unsplash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/05/10/how-ap-leadership-can-drive-card-program-success</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/3e277763-c531-46aa-9e7a-02569e84ae52/alena-jarrett-aOm1qcNc6Lw-unsplash.jpg</image:loc>
      <image:title>Blog - How AP Leadership Can Drive Card Program Success - Make it stand out</image:title>
      <image:caption>Say it louder: AP is valuable! (Photo by Alena Jarrett on Unsplash).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/03/09/are-pcards-still-needed</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/fab4fc75-f243-4101-8a31-6758091d181c/shutterstock_500545249.jpg</image:loc>
      <image:title>Blog - Are P-Cards Even Needed Anymore? - Make it stand out</image:title>
      <image:caption>Are P-Cards still needed, even when there is an AP automation solution in place? Absolutely yes! Both are part of a comprehensive payment strategy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2023/01/26/tips-for-people-fatigued-by-goal-setting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c9a75cb3-82e3-4794-bf81-d9ee31b11861/danielle-macinnes-IuLgi9PWETU-unsplash.jpg</image:loc>
      <image:title>Blog - 4 Tips for People Fatigued by Goal Setting - Make it stand out</image:title>
      <image:caption>Photo by Danielle MacInnes on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/12/20/purchasing-card-program-annual-housekeeping</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/f77d2fb0-5ccd-466b-948f-e11bc5c21367/HangingBrightLightbulb.jpg</image:loc>
      <image:title>Blog - P-Card Program Annual Housekeeping - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/11/14/elder-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/078df400-de30-4aa1-b35c-f346965da8dc/shutterstock_433194181.jpg</image:loc>
      <image:title>Blog - More Subtle than a Nigerian Prince - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/10/27/approach-to-improve-p2p-operations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/2e8dc7c9-8200-4013-a719-e6e293a6a3a8/CoinsClock.jpg</image:loc>
      <image:title>Blog - Try this Approach to Improve P2P Operations - Make it stand out</image:title>
      <image:caption>Time is money</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/09/15/how-many-people-does-it-take-to-change-a-payment-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/5d28d142-69c1-4c70-aef9-0b36715bb150/IdeaBulbBehindCurtain.jpg</image:loc>
      <image:title>Blog - How Many People Does It Take to Change a Payment Strategy? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/07/14/unpopular-opinions-about-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/2222a77a-b777-4088-87e5-198eb2691650/markus-winkler-jOkfw6YfRGs-unsplash.jpg</image:loc>
      <image:title>Blog - Unpopular Opinions About Payments - Make it stand out</image:title>
      <image:caption>Photo by Markus Winkler on Unsplash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/06/16/even-nice-people-can-steal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/52475eec-64d9-4b0e-b952-950540723e4e/shutterstock_69524812.jpg</image:loc>
      <image:title>Blog - Even Nice People Can Steal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/04/12/next-gen-virtual-cards-support-travel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/60e4cd2c-2cfa-47bf-976d-93507ffa1cb1/shutterstock_109142051.jpg</image:loc>
      <image:title>Blog - Next Gen Virtual Cards Support Travel - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/03/07/separation-of-duties-when-staff-is-limited</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/7804f463-a314-4204-8b88-5544245a3f64/Do+More_carl-heyerdahl-KE0nC8-58MQ-unsplash.jpg</image:loc>
      <image:title>Blog - Separation of Duties When Staff is Limited - Make it stand out</image:title>
      <image:caption>Photo by Carl Heyerdahl on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/01/27/are-real-time-payments-better-than-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/8ef303a2-204e-43b3-9af9-84cd79df73ff/shutterstock_64425037.jpg</image:loc>
      <image:title>Blog - Are Real-time Payments Better than Cards? - Make it stand out</image:title>
      <image:caption>Real-time payments and cards are like apples and oranges in a fruit basket. They provide different options within a payments toolkit. One is not better than the other; it depends on what your organization needs and wants for a particular scenario.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2022/01/04/future-of-plastic-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/781bda4f-c817-4f6d-b5d2-8b61f3a6bf8c/iStock-1295289697.jpg</image:loc>
      <image:title>Blog - Are Plastic Cards Nearing an End? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/10/20/ap-automation-and-payment-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1634241166058-KEVQFTS81DAVCSNJZ5OT/mark-fletcher-brown-nN5L5GXKFz8-unsplash.jpg</image:loc>
      <image:title>Blog - Can AP Automation Uphold a Payment Strategy? - Make it stand out</image:title>
      <image:caption>Photo by Mark Fletcher-Brown on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/09/28/purchasing-card-benchmark-metric-to-be-skeptical-about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1632849010116-WN5CNMTAR51SQRMKJM1P/CostsCalculator.jpg</image:loc>
      <image:title>Blog - Be Skeptical When Benchmarking This P-Card Metric - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/08/19/craziest-card-fraud-story-yet</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1629394678414-KJH54XNGXS0SMP58PFU1/bill-oxford-udXD2NrbXS8-unsplash.jpg</image:loc>
      <image:title>Blog - The Craziest Card Fraud Story Yet - Make it stand out</image:title>
      <image:caption>Photo by Bill Oxford on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/07/27/control-gaps-lead-to-wasteful-pcard-spend</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1627248668983-7HNWV9XGQI24ITY6OAOG/shutterstock_546740218.jpg</image:loc>
      <image:title>Blog - Control Gaps Lead to Wasteful P-Card Spend - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/06/24/merchant-category-code-surprises</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1624463769228-1BK635YGKLUI1UJ83N1I/surprise_bernard-hermant-bSpqe48INMg-unsplash.jpg</image:loc>
      <image:title>Blog - Merchant Category Code Surprises in a Card Program - Make it stand out</image:title>
      <image:caption>MCC surprises are usually worthy of a grimacing emoji. Photo by Bernard Hermant on Unsplash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/05/27/payment-changes-driven-by-pandemic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1622065162164-MLZ3C7QLGV63IQR3A3K5/shutterstock_385247521.jpg</image:loc>
      <image:title>Blog - Payment-related Changes Driven by the Pandemic - Make it stand out</image:title>
      <image:caption>Change is good.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/04/22/card-usage-with-popular-consumer-merchants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1617818504409-36FMFCGE7AVC9D5BC3TW/shutterstock_121214428.jpg</image:loc>
      <image:title>Blog - Amazon, PayPal, eBay: Should Your P-Card Policy Allow?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/04/07/pcards-are-supposed-to-be-efficient</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1617395665206-URB8LYK2N13V6N14HNII/Declined+Transactions.JPG</image:loc>
      <image:title>Blog - Aren’t P-Cards Supposed to Be Efficient?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1617386732293-QHM4GET8HH0MMMC54FBK/shutterstock_258179177.jpg</image:loc>
      <image:title>Blog - Aren’t P-Cards Supposed to Be Efficient?</image:title>
      <image:caption>Spending time on things that do not yield value ultimately waste time AND money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/03/23/pcard-receipt-policy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614787463590-HQWXK53BQXDUXAF7SCJO/Receipts.JPG</image:loc>
      <image:title>Blog - Does Your Receipt Policy Need Updating?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/03/03/get-training-out-of-hibernation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614720845345-VY6WKHAOGDTXREPWQY8Z/stephanie-leblanc-CX-JcTfLxIc-unsplash.jpg</image:loc>
      <image:title>Blog - Get P-Card Training Out of Hibernation</image:title>
      <image:caption>Photo by Stephanie LeBlanc on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/02/24/cheers-to-pcard-program-managers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614132738635-DMIPK23V5Z5Y6PPPKDGG/shutterstock_78273733.jpg</image:loc>
      <image:title>Blog - Cheers to P-Card Program Managers</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/01/28/card-program-metrics-for-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611800968353-Z6C0GBGYSXK889PI4KZO/shutterstock_349570289.jpg</image:loc>
      <image:title>Blog - Card Program Metrics: The Madness of 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2021/1/12/payment-strategy-success-factors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1610305640589-H7JKSQI7D9TYI82YC3OE/shutterstock_100516633.jpg</image:loc>
      <image:title>Blog - A Path Toward Payment Improvements</image:title>
      <image:caption>If your payments strategy keeps running into dead ends, re-evaluate whether you have all the right factors for success.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/12/29/policy-for-work-from-home-expenses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-12-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1609208494733-EL0MLYIRV5P6O8CTR9PL/morgan-vander-hart-e2VTzGb2qfI-unsplash.jpg</image:loc>
      <image:title>Blog - Work-from-Home Expenses: What Does Your Policy Say?</image:title>
      <image:caption>Photo by Morgan Vander Hart on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/12/15/straight-through-payments-growth-spurt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-12-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1607975248372-6ULZF281RNLB7YJYW10G/BIP+vs+SIP.JPG</image:loc>
      <image:title>Blog - The Payment Option Poised for a Growth Spurt</image:title>
      <image:caption>The typical key steps of the process for the two forms of electronic accounts payable (EAP) solutions</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1607972323210-MNZNNYCZYJD1IPFCMWTR/GoodNewsPaper.jpg</image:loc>
      <image:title>Blog - The Payment Option Poised for a Growth Spurt</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/11/30/how-to-avoid-two-common-professional-mistakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1606681855852-8IY4B8GNOW7N7AD4RG5U/shutterstock_403515793.jpg</image:loc>
      <image:title>Blog - How to Avoid Two Common Professional Mistakes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/11/11/easy-tool-for-rating-your-purchasing-card-program</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1605045615713-XGBMZAX5VZBZJNDD47AZ/steve-harvey-ws21sn-vDdY-unsplash.jpg</image:loc>
      <image:title>Blog - An Easy Tool for Rating Your P-Card Program</image:title>
      <image:caption>Photo by Steve Harvey on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/10/28/procure-to-pay-options-for-remote-employees</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1603899709756-9Z7IJA3VMHJGKTPHSW1P/HomeOffice+samule-sun-U6EXlQCZ938-unsplash.jpg</image:loc>
      <image:title>Blog - Procure-to-Pay Options for Remote Employees</image:title>
      <image:caption>Photo by Samule Sun on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/10/14/remote-working</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1602622322418-D9J3OFJB3TZZQJTHJPRS/bermix-studio-itPxkOCMMuY-unsplash.jpg</image:loc>
      <image:title>Blog - Remote Working Creates New Dilemma</image:title>
      <image:caption>Work-from-home employees can feel isolated unless organizations find ways to tackle the issue. Photo by Bermix Studio on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/9/29/sample-questions-for-a-cardholder-survey</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1601326718096-OSF3X24DQ770H1L4531I/shutterstock_494757979.jpg</image:loc>
      <image:title>Blog - Sample Questions for a Cardholder Survey</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/9/16/five-steps-for-conducting-a-cardholder-survey</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1600207959520-1CPM62JRCMGK7ZL9GW2D/john-baker-349282-unsplash_YouAreHere.jpg</image:loc>
      <image:title>Blog - 5 Steps for Conducting a Cardholder Survey</image:title>
      <image:caption>Conducting a survey will give you an idea of where your card program stands, so you can plan for the future. Photo by John Baker on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/8/27/beware-of-a-twist-on-card-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598481399555-SEDLNMYW1YR19K0303DH/pope-moysuh-ObweQkF5w30-unsplash.jpg</image:loc>
      <image:title>Blog - Beware of a Twist on Card Fraud</image:title>
      <image:caption>Mail truck photo by Pope Moysuh on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/8/6/trust-is-not-a-control</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596674596321-3DRRT78WHSV5M8PHBEHJ/shutterstock_72854875.jpg</image:loc>
      <image:title>Blog - Trust is Not a Control</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/7/23/why-pcard-fraud-is-now-harder-to-spot</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1595444356262-47UVAQKRXV9S8M1CHRXP/Sprinkles2.jpg</image:loc>
      <image:title>Blog - Why P-Card Fraud is Now Harder to Spot</image:title>
      <image:caption>Are personal purchases hiding among your emergency business purchases?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/7/8/backup-for-the-card-program-manager</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1594152690519-SK42RHRABXMQCGRQ7C4S/lauren-mancke-aOC7TSLb1o8-unsplash.jpg</image:loc>
      <image:title>Blog - Who Pinch Hits for the Card Program Manager?</image:title>
      <image:caption>Photo by Lauren Mancke on Unsplash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/6/25/did-your-card-program-meet-the-challenge-of-the-crisis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1593047583513-GO3V1ANRJBB2IXTFJ1L3/shutterstock_301770140.jpg</image:loc>
      <image:title>Blog - Did Your Card Program Meet the Challenge?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/6/10/ways-to-prevent-late-pcard-transaction-reconciliation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1591738275349-TXZ5WTFHDNMV88ZP1J9L/shutterstock_353887955.jpg</image:loc>
      <image:title>Blog - 10 Ways to Prevent Late P-Card Reconciliation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/5/27/sample-questions-for-purchasing-card-quiz</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1590435885411-651XX9HO59LXQ9YNYBI9/shutterstock_290151644.jpg</image:loc>
      <image:title>Blog - Sample Questions for a P-Card Quiz</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/5/5/cancelled-business-travel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1588182750581-X564YXV1DEWLY0JJWNW5/StressedExpenseReview.jpg</image:loc>
      <image:title>Blog - Cancelled Business Travel: The Tracking Nightmare</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/4/23/the-30-minute-challenge</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1587667888281-ZDT8N42XCTS8CCXHJ555/shutterstock_532113358.jpg</image:loc>
      <image:title>Blog - The 30-Minute Challenge: What Will You Do?</image:title>
      <image:caption>A work/life balance is harder, but also more important, than ever before. Take up the 30-minute daily challenge to care for yourself, so you are better equipped to remain productive (and sane).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/4/7/three-emerging-issues</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1586280596937-FBA7QM7VHCO01G2M1K46/shutterstock_24523684.jpg</image:loc>
      <image:title>Blog - Three Emerging Issues: Is Your Organization Prepared?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/3/25/what-your-business-continuity-plan-might-be-missing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1585160128876-NAC6PCINABY9J2K283HO/shutterstock_48879286.jpg</image:loc>
      <image:title>Blog - What Your Business Continuity Plan Might Be Missing</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/3/11/tap-and-go-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1583783341123-ID9C7E502FDOAHNAUH5E/Contactless+image.png</image:loc>
      <image:title>Blog - Tap and Go Technology: A Secure New Way to Pay</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1583784172823-HLG6DR12XF9ARDR5F0NL/shutterstock_374634073.jpg</image:loc>
      <image:title>Blog - Tap and Go Technology: A Secure New Way to Pay</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/2/28/wire-payments-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1582847664182-XMNGG46SRBILIFV832EJ/BrokenChainLink.jpg</image:loc>
      <image:title>Blog - Wire Payments Fraud: Humans are Weak Link</image:title>
      <image:caption>Strengthen your fraud prevention strategies to avoid having weak links in your processes.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/2/20/card-appreciation-from-an-ap-perspective</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581979435676-VFOTQJ8C4Y3ER873QJHF/shutterstock_385692442.jpg</image:loc>
      <image:title>Blog - Card Appreciation from an AP Perspective</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/2/6/new-purchasing-card-programs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1579721177496-63FO9U9DK3GOWJPP8Q7E/shutterstock_65534908.jpg</image:loc>
      <image:title>Blog - The Last Frontier: New P-Card Programs</image:title>
      <image:caption>Help new Purchasing Card users navigate what, to them, is new territory.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/1/21/disruption-in-risk-management-for-purchase-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1578002572781-Q37AC8MUG01R0ZYI41LA/newton1.JPG</image:loc>
      <image:title>Blog - Disruption in Risk Management for P-Cards</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1578002634570-KWYPB7XRMP7R96AJL4IJ/newton2.JPG</image:loc>
      <image:title>Blog - Disruption in Risk Management for P-Cards</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2020/1/3/top-commercial-card-posts-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/12/18/commercial-payments-in-the-next-decade</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576526241241-DOEE0CTWEJVOEQY7MK7S/WaterCarn.DollarSignPlant.jpg</image:loc>
      <image:title>Blog - Growth Areas for Commercial Cards</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/12/5/level-3-data-uncovers-personal-purchases-on-p-card</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1575322310590-5UK5O9CKN8MVGY2RD43F/shutterstock_575047027.jpg</image:loc>
      <image:title>Blog - Level 3 Data Uncovers Personal Purchases on P-Card</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/11/12/the-missing-piece-in-your-supplier-communications</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1573508252713-0MFOKE24ZOTF149EP2YX/InvoiceFormats_AP.Now.JPG</image:loc>
      <image:title>Blog - The Missing Piece in Your Supplier Communications</image:title>
      <image:caption>AP Now’s Accounts Payable in 2020 survey results, www.ap-now.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1573504461973-ON9UQG1STZ4FWBX7VUFR/shutterstock_138339011.jpg</image:loc>
      <image:title>Blog - The Missing Piece in Your Supplier Communications</image:title>
      <image:caption>Discussing the complete purchase-to-pay (P2P) process with your suppliers will help bridge the gap concerning each party’s expectations and responsibilities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/10/24/how-do-you-define-card-program-success</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1571861499606-68FFS5AK3CAVQQE50QMM/shutterstock_170517524.jpg</image:loc>
      <image:title>Blog - How Do You Define Card Program Success?</image:title>
      <image:caption>Determining whether your card program is successful involves evaluating multiple factors. What is working well? What needs improvement?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/9/18/credit-checks-on-card-applicants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1568663988288-NZXZV2YUA2X37QSRT1T0/shutterstock_173234948.jpg</image:loc>
      <image:title>Blog - Do You Do a Credit Check on Card Applicants?</image:title>
      <image:caption>Would you give a Commercial Card to an employee with poor credit history?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/9/5/new-fraud-tactic-and-what-you-can-do</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1567697608236-1TIGNZ9W70SOCS6ZCPOW/apweek6.jpg</image:loc>
      <image:title>Blog - A New Fraud Tactic and What You Can Do to Prevent It</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1567697417013-JPFWPZB5CIRIIWQ5Y5DA/shutterstock_401783758.jpg</image:loc>
      <image:title>Blog - A New Fraud Tactic and What You Can Do to Prevent It</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/8/6/clearing-the-confusion-to-drive-greater-card-usage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1565030521318-HF6QNXIKJ5ZQ33LX18KO/shutterstock_254803264.jpg</image:loc>
      <image:title>Blog - Card Options: Clearing the Confusion to Drive Greater Usage</image:title>
      <image:caption>To successfully navigate the maze of Commercial Card options and the related best practices, develop a strong partnership with your provider.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/7/23/controversial-pcard-spend-due-to-lack-of-policy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1563910516402-1GRBUA2DDPIDSDP8N8Q8/shutterstock_689475808.jpg</image:loc>
      <image:title>Blog - Controversial P-Card Spend Due to Lack of Policy</image:title>
      <image:caption>Ensure your policies explicitly address when food purchases are prohibited and allowed.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/7/10/risky-pcard-auditing-stance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1562525524857-798NKTYOI2OXSM3ZFW3K/Tightrope.jpg</image:loc>
      <image:title>Blog - Why Your P-Card Auditing Stance Could Be Risky</image:title>
      <image:caption>A P-Card auditing solution is easier and more effective than someone doing it manually on their own.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/6/26/emerging-trend-of-integrated-payables</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1561496540829-NVYFJRVMMK6OH47TUREK/EggsInOneBasket.jpg</image:loc>
      <image:title>Blog - The Emerging Trend of Integrated Payables</image:title>
      <image:caption>In the case of integrated payables, putting all your eggs in one basket can be a good thing.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/6/5/how-to-help-your-card-program-rise-to-its-potential</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1558712467000-WC094QNAFD8AHYSY2YUV/shutterstock_282724949.jpg</image:loc>
      <image:title>Blog - How to Help Your Card Program Rise to Its Potential</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1558711485171-Z6OIM6H7LTCD6GHLOHWF/shutterstock_589630739.jpg</image:loc>
      <image:title>Blog - How to Help Your Card Program Rise to Its Potential</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/5/21/does-the-procurement-team-care-about-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1558292837275-S6K855I2YDMMSJXF5DPF/shutterstock_598727045.jpg</image:loc>
      <image:title>Blog - Does the Procurement Team Care About Payments?</image:title>
      <image:caption>Does procurement care about payments? The answer should be a firm “Yes.” If not, take the appropriate steps to get them on board.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/5/7/people-part-of-pcard-training-equation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1556148006803-YM3QK8NJZXBSJ862RFIA/shutterstock_69524812.jpg</image:loc>
      <image:title>Blog - The People Part of the P-Card Training Equation</image:title>
      <image:caption>Giving more thought to the “who” portion of your P-Card training plan improves the chances of everyone having a positive experience.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/4/24/survey-results-reveal-pcard-control-opportunities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1555789758027-A9DTLHWZ8KU0T6DFQE51/Card+Controls+Utilized_AP+Now.JPG</image:loc>
      <image:title>Blog - Survey Results Reveal P-Card Control Opportunities</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1555789563524-0XH65FPWQX6MW6X49S7O/shutterstock_430944925.jpg</image:loc>
      <image:title>Blog - Survey Results Reveal P-Card Control Opportunities</image:title>
      <image:caption>Help your card program withstand the elements that could impede its success. Strengthen the protective controls.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/4/9/12-simple-solutions-to-aid-pcard-program-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1554752344866-DKTCBIFQ51X7PJ9WBS25/shutterstock_394507426.jpg</image:loc>
      <image:title>Blog - 12 Simple Solutions to Aid P-Card Program Management</image:title>
      <image:caption>Within the realm of your P-Card program, what can you do to get into the easy lane more often?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/3/6/build-a-foundation-for-successful-audits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1550241902692-I71F6RXMXCIF2QMENXSS/Photo+by+rawpixel+on+Unsplash.jpg</image:loc>
      <image:title>Blog - Build a Foundation for Successful Audits</image:title>
      <image:caption>Photo by rawpixel on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/2/20/metrics-to-reinforce-value-of-purchasing-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1550522956420-IKBN8M10YYCW3KX3KF29/TwoPersonMtg.BirdsEyeView.jpg</image:loc>
      <image:title>Blog - Metrics that Turn the P-Card Tables Around</image:title>
      <image:caption>If management can’t see past Commercial Card rebates, present the costly realities of a payment strategy without cards.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/2/7/commercial-card-rebates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1549493875346-4MO9JNC0WJCW64G7USLS/shutterstock_79799767.jpg</image:loc>
      <image:title>Blog - Commercial Card Rebates in the U.S.: A Wild Ride</image:title>
      <image:caption>U.S. Commercial Card rebates have been on a wild ride. The industry would be better served by refocusing on process efficiencies, which is the best ride of all.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/1/22/are-us-commercial-card-programs-focused-on-the-wrong-things</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1547496683957-Z1TFHCN06JKM8L0FOEKY/shutterstock_282923045.jpg</image:loc>
      <image:title>Blog - Are U.S. Card Programs Focused on the Wrong Things?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2019/1/8/ap-holds-a-winning-card-hand</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1546889782087-4JWLQPQ8EAO4328Y01QN/shutterstock_465412298.jpg</image:loc>
      <image:title>Blog - AP Holds a Winning Card Hand</image:title>
      <image:caption>Will your organization win or lose? AP often controls the stakes in the high risk/reward world of B2B payment strategies.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/12/26/top-5-commercial-card-posts-of-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1545866460550-6O2DSDP9QEYYKK61OSC4/WordsOnRocks.jpg</image:loc>
      <image:title>Blog - Top 5 Commercial Card Posts of 2018</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/12/5/where-do-best-practice-purchasing-card-programs-go-next</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1544046266613-V1SI8U0FNMI7ZXD65MI6/shutterstock_306553262.jpg</image:loc>
      <image:title>Blog - Where Do Best Practice P-Card Programs Go Next?</image:title>
      <image:caption>Where will you take the card program next?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/11/19/stop-blaming-purchasing-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1542643459170-6OVEV31315VL2MCVKDQ7/shutterstock_51583828.jpg</image:loc>
      <image:title>Blog - Stop Blaming P-Cards</image:title>
      <image:caption>Eliminating Commercial Cards is the wrong way to respond to internal card fraud. Rather, conduct a thorough program risk analysis and close the control gaps that make fraud easy to commit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/10/8/fallback-card-fraud-hits-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1539035959397-3KT5ZEBFZFG7XG201U8S/shutterstock_429124738.jpg</image:loc>
      <image:title>Blog - Fallback Card Fraud Hits Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/9/25/why-your-card-provider-is-frustrated</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1537894493677-FPZU05FSRYFY7669BRK3/shutterstock_323581889.jpg</image:loc>
      <image:title>Blog - Why Your Card Provider is Frustrated</image:title>
      <image:caption>Clients can deplete a provider’s resources, leaving little time to work on program strategy and growth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/8/21/when-pcards-are-not-the-best-option</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1534880623875-1YH1LL3C132AM8AK31WV/shutterstock_250239148.jpg</image:loc>
      <image:title>Blog - When P-Cards are NOT the Best Option: A Real-life Example</image:title>
      <image:caption>Every new payment strategy plan deserves another look before pursuing. You might find that a Plan B would be better.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/7/10/4-reasons-organizations-resist-virtual-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1530473204400-ORMIZ5BFFXM5HNV1OJZG/shutterstock_385713988.jpg</image:loc>
      <image:title>Blog - 4 Reasons Organizations Resist Virtual Cards</image:title>
      <image:caption>Separate the facts from the myths to ensure you are making a sound decision about Virtual Cards and other EAP solutions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/6/19/topics-for-pcard-manual</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1529422684352-PJY6FH651X76G1D7FHI0/shutterstock_569713771.jpg</image:loc>
      <image:title>Blog - Topics Every P-Card P&amp;P Manual Should Include</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/5/22/internal-fraud-results-in-prison-time</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1527021691732-LE85NZ0U6B29YO8WP8RW/shutterstock_351329642.jpg</image:loc>
      <image:title>Blog - Internal Fraud to Result in Prison Time</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/5/14/payments-to-the-card-issuer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1526335075204-R9072FI9L8E6IB6PZ86I/AP+Now_Payments+to+Card+Issuer.PNG</image:loc>
      <image:title>Blog - Payments to the Card Issuer: Speed Up or Slow Down?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1526336140236-R4TR3HBH3PQ6Y5B4A0ZZ/AP+Now_Cardholder+Impact+on+Payments+to+Issuer.PNG</image:loc>
      <image:title>Blog - Payments to the Card Issuer: Speed Up or Slow Down?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/4/16/weathering-common-card-program-storms</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1523911836731-YSP3CAS23U3O74DTILQ0/shutterstock_232188442.jpg</image:loc>
      <image:title>Blog - Weathering Common Card Program Storms</image:title>
      <image:caption>Dealing with the weather also provides inspiration for the job: prepare, keep a good attitude, and make the most of every situation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/4/3/the-partys-over-two-cardholders-taken-into-custody</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1522788589343-T0570VUHD2L1E2JJ8JT7/shutterstock_447847945.jpg</image:loc>
      <image:title>Blog - The Party’s Over for Two Cardholders Taken into Custody</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/3/21/get-a-clearer-view-of-interchange</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1521672122129-BBIHVRYSSV8JQ2LDJU1P/shutterstock_560153077.jpg</image:loc>
      <image:title>Blog - Get a Clearer View of Interchange</image:title>
      <image:caption>If the topic of interchange is a bit fuzzy to you, seek available resources to obtain a clearer view.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/3/14/cardholder-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1520611505790-RF457E7LP470QLDB94GD/shutterstock_348274358.jpg</image:loc>
      <image:title>Blog - Herding Cats, uh, Cardholders</image:title>
      <image:caption>If managing cardholders feels a bit like herding cats, then examine your program more closely to identify any contributing factors.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/3/7/8-questions-to-help-you-rate-your-card-provider</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1520466498786-4DVBJ7ASCROWIHA7F4LV/shutterstock_203848999.jpg</image:loc>
      <image:title>Blog - 8 Questions to Help You Rate Your Card Provider</image:title>
      <image:caption>To increase your chances of getting a high level of service from your card provider, begin by being a good customer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/2/25/the-payments-iceberg-innovation-and-realities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1519071161962-JGOCI1PC2KZ94C2QXADE/shutterstock_711055645.jpg</image:loc>
      <image:title>Blog - The Payments Iceberg: Innovation and Realities</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/2/14/before-you-accept-questions-to-ask-interviewers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1518297115516-8HKYBYF496B2K6JT8SEQ/shutterstock_125935052.jpg</image:loc>
      <image:title>Blog - Before You Accept: Questions to Ask Interviewers</image:title>
      <image:caption>Look for the right job for you. Ask questions about the card program to evaluate whether the job would be a good fit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/2/5/internal-fraud-case-serves-up-a-reminder-for-all</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1516211706510-6VR5Q65CT18Z3UAN7F5K/shutterstock_154596158.jpg</image:loc>
      <image:title>Blog - Internal fraud case serves up a reminder for all.</image:title>
      <image:caption>Can you pick which employee is most likely to commit fraud at your organization? You might be looking at the wrong bunch.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/1/22/top-5-commercial-card-posts-of-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1516203592401-LIJMMPVJ5SDQ43CX05H9/shutterstock_350473172.jpg</image:loc>
      <image:title>Blog - Top 5 Commercial Card Posts of 2017</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/1/10/use-p-card-metrics-to-keep-a-program-on-target</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1514482293119-BF80HG0B1YFA627JKD2B/shutterstock_708068713.jpg</image:loc>
      <image:title>Blog - Use P-Card metrics to keep a program on target.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2018/1/2/identify-your-card-program-priorities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1513889200146-R0ZX32N83T8K8U7Z6Q4Y/shutterstock_713171215.jpg</image:loc>
      <image:title>Blog - Identify your card program priorities. - What will you pursue first?</image:title>
      <image:caption>Your card program is waiting</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/12/20/two-p-card-program-management-tools</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1513800373621-J72XRRLDTTNTK78701M1/P%26P+before.png</image:loc>
      <image:title>Blog - P-Card program management tools</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1513800437494-N6SRIXSED8WZR4ZJBGMV/P%26P+after.png</image:loc>
      <image:title>Blog - P-Card program management tools</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/12/13/inactive-cardholders-can-hinder-your-game-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1513191572929-QM5X5NA37F8SNAIKKQV3/mpho-mojapelo-127562.jpg</image:loc>
      <image:title>Blog - Inactive cardholders can hinder your game plan.</image:title>
      <image:caption>Take steps to help make all cardholders active. (Photo by Mpho Mojapelo on Unsplash)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/12/6/virtual-card-reconciliation-hurdles</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1512590347834-MI81SWFEK4KPAAU0CIEA/shutterstock_249618544.jpg</image:loc>
      <image:title>Blog - Virtual Card reconciliation hurdles</image:title>
      <image:caption>To maximize Virtual Card payments, plan ahead for how to prevent and address potential hurdles.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/11/27/defend-against-holiday-temptations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-11-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1511829036707-0ZXQCS4OYAI793GB6ONP/shutterstock_148595204.jpg</image:loc>
      <image:title>Blog - Defend against holiday temptations.</image:title>
      <image:caption>Holiday surprises can be great, but not when they are in the form of fraudulent or inappropriate transactions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/11/15/is-workplace-impropriety-the-elephant-in-the-room</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-11-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1510765119964-ONA6WDYEGICH7P2G2LV3/shutterstock_119983759.jpg</image:loc>
      <image:title>Blog - Is workplace impropriety the elephant in the room?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/9/13/middle-market-program-challenges</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1504034740894-J9Q38S3K0444XCR6O9Y4/shutterstock_386280895.jpg</image:loc>
      <image:title>Blog - Middle market program challenges.</image:title>
      <image:caption>Overcome multiple challenges by finding the right provider partner to help put your program on a clear path.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/9/6/program-staffing-factors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1504730858534-BHZCOPEB5WQ98B0GW8AW/shutterstock_361091645.jpg</image:loc>
      <image:title>Blog - 7 program staffing factors</image:title>
      <image:caption>Finding the bullseye in your program management staffing level first requires evaluating many factors.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/8/28/move-forward-with-fleet-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-08-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1502394243269-MY4JGCFFONKZ2X662CKC/shutterstock_366558146.jpg</image:loc>
      <image:title>Blog - Move forward with fleet data.</image:title>
      <image:caption>Move forward with identifying the fleet data you need and then incorporate it into your program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/8/14/keep-an-eye-on-your-chip-card</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1502749400448-905HUY089KJN4L1211E3/image-asset.jpeg</image:loc>
      <image:title>Blog - Keep an eye on your chip card.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/8/7/check-fraud-by-an-ap-supervisor</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1502137255267-FGL34KGDTUM795JJVSH3/image-asset.jpeg</image:loc>
      <image:title>Blog - Check fraud by an AP supervisor.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/7/26/danger-signs-of-card-misuse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1501100935265-F65F6Y4XZZDF6Z540N2J/shutterstock_462853408.jpg</image:loc>
      <image:title>Blog - Danger signs of card misuse.</image:title>
      <image:caption>Credit cards are not dangerous; rather, inaction in response to questionable activity and/or a lack of controls are dangerous.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/7/10/who-audits-the-program-manager</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1499713921238-QUGJWPWJFG92LGQLJBY9/image-asset.jpeg</image:loc>
      <image:title>Blog - Who audits the program manager?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/6/22/interview-questions-for-a-commercial-card-role</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1498168866934-FJJ7BA8AGQLJIDCC65QO/image-asset.jpeg</image:loc>
      <image:title>Blog - Interview questions for a Commercial Card role.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/6/14/can-you-explain-your-program-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1497466106778-8XJ698BEP8SFO45UYHVW/image-asset.png</image:loc>
      <image:title>Blog - Can you explain your program data?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1497465361159-5T10PYN81Q6GHO0M3T64/image-asset.png</image:loc>
      <image:title>Blog - Can you explain your program data?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1497392567632-DR66FSGNHXO9VYZ2KNU1/image-asset.jpeg</image:loc>
      <image:title>Blog - Can you explain your program data?</image:title>
      <image:caption>Ensure you can answer "yes" if management asks whether you can explain a particular piece of card program data.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/6/5/interface-file-creation-101</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1496430850611-7Z4SB7OOQNPN91D6AMY5/image-asset.jpeg</image:loc>
      <image:title>Blog - Interface file creation 101.</image:title>
      <image:caption>Do not let an interface file project overwhelm you. Break it down into manageable stages.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/5/23/phishing-for-security-weaknesses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1495574747538-UT7KOEEHZXXR9X5P052N/2017.05_Phishing+for+security+weaknesses.jpg</image:loc>
      <image:title>Blog - Phishing for security weaknesses.</image:title>
      <image:caption>Who will fraudsters catch? Help your cardholders avoid the phishing bait.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1495485813987-JUV15K2TW5HO39JMYMVH/image-asset.png</image:loc>
      <image:title>Blog - Phishing for security weaknesses.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1495486095497-9UDT33VH3KNGMCMA56KJ/image-asset.png</image:loc>
      <image:title>Blog - Phishing for security weaknesses.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/5/15/12-program-support-responsibilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1494884012344-4FTS8MCC26J60O0D39YI/TeamworkWord.jpg</image:loc>
      <image:title>Blog - 12 program support responsibilities.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/4/26/a-winning-program-goal-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1493158662207-6NIEPLA8WPF07VCG4YQV/image-asset.jpeg</image:loc>
      <image:title>Blog - A winning program goal strategy.</image:title>
      <image:caption>In sports, a game plan guides the play of the team or individual. In card programs, quantifiable goals serve as a guide for program management, helping to drive optimal performance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/4/18/us-regulatory-compliance-issues</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1492472050891-R2P436GL401OGTVXXLEE/image-asset.jpeg</image:loc>
      <image:title>Blog - U.S. regulatory compliance issues.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/3/29/two-supreme-court-decisions-this-week</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1490809237212-VJSJL4OKXBZEXY07SYFX/image-asset.jpeg</image:loc>
      <image:title>Blog - Two Supreme Court decisions this week.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/3/22/who-is-your-executive-champion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1490223056299-LZ1XB8128V53VR55JUE3/image-asset.jpeg</image:loc>
      <image:title>Blog - Who is your executive champion?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/3/13/virtual-card-acceptance-made-easy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1489018423718-D9H8XA4YUZ9PZK38DB8Q/image-asset.jpeg</image:loc>
      <image:title>Blog - Virtual Card acceptance made easy.</image:title>
      <image:caption>Offering suppliers a potential solution to address their pain points can motivate them to accept card payments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/3/5/rfp-planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1488743437211-NOL5JUCIZ5RC1VOBD0AA/image-asset.jpeg</image:loc>
      <image:title>Blog - Planning for RFP success.</image:title>
      <image:caption>Use good planning to untangle the maze of a tedious RFP process.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/2/14/cybersecurity-threats-abound</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1487107167571-01Y8VCWLTYRMA1PQJPQD/image-asset.jpeg</image:loc>
      <image:title>Blog - Cybersecurity threats abound.</image:title>
      <image:caption>Could fraudsters access your card-related data through a back door?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/1/9/surcharging-arguments-in-supreme-court</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1483993490960-A79XG23HGFS2MB6F4IH7/TugOfWar.jpg</image:loc>
      <image:title>Blog - Surcharging arguments in Supreme Court.</image:title>
      <image:caption>The surcharge battle has been a long one. We now await the outcome of the case presented to the U.S. Supreme Court.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2017/1/4/three-things-to-celebrate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1483566754266-NJ0KEM5UOOUA0KR6GKXS/shutterstock_164133092.jpg</image:loc>
      <image:title>Blog - Three things to celebrate.</image:title>
      <image:caption>Recharged Education is three years old this month with a lot to celebrate.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/12/28/16-annual-tasks-for-program-fitness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1482947567906-07CZ45APH39M27BTHX41/image-asset.jpeg</image:loc>
      <image:title>Blog - 16 tasks for card program fitness.</image:title>
      <image:caption>Get your program ready for a great 2017.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/12/18/emergency-preparedness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1481931328241-EDU8IBCCYWY8VBK6NLX1/image-asset.jpeg</image:loc>
      <image:title>Blog - Preventing panic during an emergency.</image:title>
      <image:caption>No need for a panic button. Solid preparation now can help your organization effectively respond to an emergency.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/12/12/university-pilots-set-cards-to-reduce-cash</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-12-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1481066638897-WF23VE2IRZ60EQRMVTB7/image-asset.jpeg</image:loc>
      <image:title>Blog - University pilots SET Cards to reduce cash.</image:title>
      <image:caption>Single Event Travel (SET) Cards can be a way to reduce cash advances and the issues that go along with managing cash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/11/20/cards-are-king-for-one-city</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1479335220820-SJP5IPJNQRB63TD06GRY/image-asset.jpeg</image:loc>
      <image:title>Blog - Cards are king for one city.</image:title>
      <image:caption>With the right support, cards can emerge as the focal piece of your payment strategy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/11/12/external-fraud-can-freeze-card-use</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-11-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1478990075343-Q4ZY9PQ983DM8LGTBIG5/image-asset.png</image:loc>
      <image:title>Blog - External fraud can freeze card use.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1478989726159-E89S2Q2GYO9RJH9DIH4N/image-asset.jpeg</image:loc>
      <image:title>Blog - External fraud can freeze card use.</image:title>
      <image:caption>Before your organization makes the drastic decision to put the freeze on card use, consider the many protective controls and the value of card payments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/11/6/hang-on-or-let-go-when-you-are-outvoted</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1478483011000-HW7FU9TWSRNZHKX96H36/image-asset.jpeg</image:loc>
      <image:title>Blog - Hang on or let go? When you are outvoted.</image:title>
      <image:caption>Resiliency often requires a combination of hanging on while also letting go. Success is determined by knowing what to put in each category.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/9/29/breaking-news-involving-surcharging</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1475162811270-2DKX4SKYY1QQFGWTT6BL/image-asset.jpeg</image:loc>
      <image:title>Blog - Breaking news involving surcharging.</image:title>
      <image:caption>What is the future of surcharging, especially in states that currently have laws prohibiting this practice?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/9/21/a-quiz-can-enhance-training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-09-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1474401475479-CBG4OT047MY5BJ0WNK0O/image-asset.jpeg</image:loc>
      <image:title>Blog - A quiz can enhance training.</image:title>
      <image:caption>A quiz supports training by confirming employees' understanding of the material.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/9/14/give-new-life-to-policies-and-procedures</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-09-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1473872740395-3HXSBX0KQUUVX9I51W27/image-asset.png</image:loc>
      <image:title>Blog - Give new life to policies and procedures.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1473872792492-CFZNO5WSS37QMDT5NHH0/image-asset.png</image:loc>
      <image:title>Blog - Give new life to policies and procedures.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1473875163097-ZP1LHL217PVQ6MJNVE2D/image-asset.jpeg</image:loc>
      <image:title>Blog - Give new life to policies and procedures.</image:title>
      <image:caption>What is old and lifeless can be revitalized if you take the time to incorporate effective procedure writing characteristics.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/9/6/why-some-technology-projects-fail</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1473193180215-TENG0KZ7IAHYY3PMJKU5/image-asset.jpeg</image:loc>
      <image:title>Blog - Why some technology projects fail.</image:title>
      <image:caption>Frustration with a technology project is more likely to occur if your organization does not do solid advance planning.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/8/17/making-fleet-cards-work-for-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1471465793822-6C9VEGYIO76QR03S5T9Q/image-asset.jpeg</image:loc>
      <image:title>Blog - Make Fleet Cards work for you.</image:title>
      <image:caption>The best solutions are often your ideas that you put into practice.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/8/10/dive-into-continuing-education</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1470857428137-8QM305NN2RYRGV0VUSNN/image-asset.jpeg</image:loc>
      <image:title>Blog - Dive into continuing education.</image:title>
      <image:caption>Take the plunge to explore cost effective educational events.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/8/1/staff-members-are-the-wildcard</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1469726494331-YTCGA97VVN2K9KQ1XTD7/image-asset.jpeg</image:loc>
      <image:title>Blog - Staff members are a wildcard.</image:title>
      <image:caption>Which employees are ready to support improvements to the organization’s payments plan? Ensure they possess the skills to meet new job demands.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/7/20/two-issues-plaguing-b2b-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1469050996788-17YC0UYOC8N5IXWF3BC8/image-asset.jpeg</image:loc>
      <image:title>Blog - Two issues plaguing B2B payments.</image:title>
      <image:caption>Does this look familiar? Organizations that do not equip employees with the right tools risk losing staff and, ultimately, revenue.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/7/13/who-pays-for-payments-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1468358476686-OG34LMQ1V1DJPL36SBKJ/image-asset.jpeg</image:loc>
      <image:title>Blog - Who pays for payments fraud?</image:title>
      <image:caption>From whose pockets does fraud extract money?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/7/5/major-lawsuit-settlement-overturned</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1467757421364-QBUQ837TAG5AE0SBUX2U/image-asset.jpeg</image:loc>
      <image:title>Blog - Major lawsuit settlement overturned.</image:title>
      <image:caption>It could take years before this spilled milk is cleaned up.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/6/22/executive-card-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1466631768777-MBBR3OGHBH44SKRSKUN0/image-asset.jpeg</image:loc>
      <image:title>Blog - Executive card fraud beyond belief.</image:title>
      <image:caption>Is executive fraud shocking in this day and age? Unfortunately, likely not, but the details of a particular incident can still have shock value.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/6/14/burden-on-issuers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1465337486987-BK41X12HV6ZDPTOGWQKA/image-asset.png</image:loc>
      <image:title>Blog - Are end-users placing a burden on issuers?</image:title>
      <image:caption>The weight of end-user requirements might be prove to be too much for some issuers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/6/6/attack-fraud-through-training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1464973768181-3PFJWWDIOAT0VUYU0M44/image-asset.png</image:loc>
      <image:title>Blog - Attack fraud through training.</image:title>
      <image:caption>Sample of a fraudulent email</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1464972974668-6RKUGTAC444RO9IJHYMQ/image-asset.jpeg</image:loc>
      <image:title>Blog - Attack fraud through training.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/5/10/rfp-tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1462973037343-YQK6OYMFI97FC2ENRWI0/image-asset.jpeg</image:loc>
      <image:title>Blog - Bring more focus to your next RFP.</image:title>
      <image:caption>During your next RFP project, focus on what matters most to your Commercial Card business case.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/5/4/obtaining-program-buy-in</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1462374950559-CACFA54G1X7SW2W1NI4Q/image-asset.jpeg</image:loc>
      <image:title>Blog - Does program buy-in seem out of reach?</image:title>
      <image:caption>Reaching any daunting target requires focus to tune out the distractions and proper execution of a plan.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/4/25/biometrics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1461187126318-09T4K17YA1LWJXHNMMLJ/image-asset.jpeg</image:loc>
      <image:title>Blog - A biometrics solution for Commercial Cards.</image:title>
      <image:caption>Biometrics offer another layer of security for online payments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/4/8/evolving-security-for-online-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1460147352044-RV6H6IAVURQ5KULNQO08/image-asset.jpeg</image:loc>
      <image:title>Blog - Evolving security for online payments.</image:title>
      <image:caption>Every fraud prevention strategy should include a multi-faceted approach to increase effectiveness.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/4/1/one-suppliers-card-acceptance-journey</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1459555966062-BGIC16ST4H7Q2IQICYNV/image-asset.jpeg</image:loc>
      <image:title>Blog - One supplier's card acceptance journey.</image:title>
      <image:caption>Suppliers who are new to card acceptance and seeking a merchant services partner need to be wary of any offers that sound too good to be true.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/3/23/turn-ideas-into-a-speaking-proposal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1458776127194-QAXOWA1YKOTMA3JSTHVS/image-asset.jpeg</image:loc>
      <image:title>Blog - Turn ideas into a speaking proposal.</image:title>
      <image:caption>What experiences or expertise do you have that could make a great presentation?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/3/14/rebate-idea</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1457993746596-PQS7EP4EVMOLYIJBR7CL/image-asset.jpeg</image:loc>
      <image:title>Blog - Premiering a new rebate idea.</image:title>
      <image:caption>Incentives that push under-performing card programs in the right direction are worthy of red carpet treatment.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/2/19/the-sweet-and-sour-of-b2b-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1455926841102-E5IWWKH14CDFT1TT0W07/image-asset.jpeg</image:loc>
      <image:title>Blog - The sweet and sour of B2B payments.</image:title>
      <image:caption>Sweeten a sour payment strategy through greater use of technology and electronic payments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/2/2/global-card-program-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1454449105291-LPRZYMOQ25AUMNILYL5K/image-asset.jpeg</image:loc>
      <image:title>Blog - Making a global card program pay off.</image:title>
      <image:caption>To make your global card program pay off, understand cultural differences, tailoring your actions and communications accordingly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/1/29/global-card-programs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1454104415608-SUN0K9MYCOYWGIYB25L1/image-asset.jpeg</image:loc>
      <image:title>Blog - Global Commercial Card program advice.</image:title>
      <image:caption>Widen your Commercial Card lens and consider additional countries or regions to add to your program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2016/1/20/rate-your-payments-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1453310038473-U5D8U51P09I4N4PX0ONB/image-asset.jpeg</image:loc>
      <image:title>Blog - Rate your payments strategy.</image:title>
      <image:caption>Meaningful metrics provide the substance behind a smile rating.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/12/31/separate-yourself-from-the-crowd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1451584164580-LUKIHH75V4CRY0HYQAUI/image-asset.jpeg</image:loc>
      <image:title>Blog - Separate yourself from the crowd.</image:title>
      <image:caption>Knowing where you have been and what you have accomplished can lead to bigger and better things.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/12/28/the-best-unquantifiable-goal-for-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1451349028187-CLCNC4LCY1SG23CP0RDO/image-asset.jpeg</image:loc>
      <image:title>Blog - The best unquantifiable goal for 2016.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/12/14/smartphones</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1449611078413-PPZ5FTLB4GCMPN5UYL87/image-asset.jpeg</image:loc>
      <image:title>Blog - Smartphone business challenges and trends.</image:title>
      <image:caption>Smartphones can play a role in reducing office paperwork, but organizations also need to implement related controls and policies.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/11/30/tax-compliance-myths</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1448928846747-P49EF75OP79M2EHEOXGL/image-asset.jpeg</image:loc>
      <image:title>Blog - Six myths about tax compliance.</image:title>
      <image:caption>Organizations often accelerate P-Card usage without considering tax compliance, but the issue will catch up with a program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/11/15/what-i-learned-from-shark-tanks-barbara-corcoran</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1447618824915-FYMPVH4GQ5KVK005TE4K/image-asset.jpeg</image:loc>
      <image:title>Blog - What I learned from Shark Tank’s Barbara Corcoran.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/11/9/cardholder-contact-information</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1447113951273-5K3L7T68GJY4CEYMYZGR/image-asset.jpeg</image:loc>
      <image:title>Blog - Finding cardholders when needed.</image:title>
      <image:caption>Cardholders who do not respond to issuer communications about suspicious transactions are not upholding their full responsibilities related to fraud detection.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/11/4/the-value-of-asking-why</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1446653828056-8DEEZOA6ENUH8S5IBE9F/image-asset.jpeg</image:loc>
      <image:title>Blog - The value of asking why.</image:title>
      <image:caption>What can asking why do for you or your organization?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/9/23/who-is-the-best-card-issuer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-05-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1443031446068-8NZLO01TEGE0DYHQWC73/image-asset.jpeg</image:loc>
      <image:title>Blog - Who is the best card issuer?</image:title>
      <image:caption>Winner or loser? Increase your odds of selecting the right issuer by not making a random decision.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/9/10/policy-makeovers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-09-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1441920343730-WDW52C044XV8KG5IC2MR/image-asset.jpeg</image:loc>
      <image:title>Blog - Refresh your travel policy with a makeover.</image:title>
      <image:caption>Don’t leave your business travelers stranded with questions. Ensure your travel policy is clear and current.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/9/2/give-your-managers-a-life-preserver</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1441208542546-1OGNPQPJOI2FRKF5XTUZ/image-asset.jpeg</image:loc>
      <image:title>Blog - Give your managers a life preserver.</image:title>
      <image:caption>Are organizations drowning their managers or providing the necessary support for survival and success?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/8/23/hair-raising-data-on-checks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1440352462925-N8RUFHR1MJLJQZNL81PM/image-asset.png</image:loc>
      <image:title>Blog - Hair-raising data on checks.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1440349710603-MFN5FH6TH4CQNX7QHHH0/image-asset.jpeg</image:loc>
      <image:title>Blog - Hair-raising data on checks.</image:title>
      <image:caption>Face your payment strategy pitfalls head on and embark on some clean up.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/8/13/chip-card-confusion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1439480108548-QYZPG9B0I4T0ZU6BN4KT/image-asset.jpeg</image:loc>
      <image:title>Blog - Are we ready for chip cards?</image:title>
      <image:caption>While POS equipment no longer looks like this, many U.S. merchants will not have chip-ready devices by year end.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/8/5/the-three-bs-of-presenting-numbers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1438815237114-A0N7DBY595Z0FA7I5JU9/image-asset.png</image:loc>
      <image:title>Blog - How to present numbers with flair.</image:title>
      <image:caption>Figure 1 - The pie chart on the left is directly from the PowerPoint chart wizard. The pie chart on the right shows what five minutes of editing can do to improve readability.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1438815383812-56XL0VOF9QHQMF5K6FRR/image-asset.png</image:loc>
      <image:title>Blog - How to present numbers with flair.</image:title>
      <image:caption>Figure 2 – The Rolling Stones wouldn’t get any satisfaction with the top slide—their achievements are buried in the bullets. The slide on the bottom pulls out the big numbers and helps the audience visually grasp their achievements.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1438815614873-CXXT8WR3F4REEF327OUP/image-asset.jpeg</image:loc>
      <image:title>Blog - How to present numbers with flair.</image:title>
      <image:caption>Figure 3 – Default fonts like Calibri and Arial (top row) are serviceable as readable text, but there can be beauty in numbers. The beautiful fonts above in the lower half of the figure (second row l-r): Bebas Neue, Passion One, Montserrat (third row l-r): Brooklyn Samuels, Recovery.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/7/19/where-do-rebates-rank</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1437347344003-GD3E8U5T5JEEDDDVVVJZ/image-asset.jpeg</image:loc>
      <image:title>Blog - Where do rebates rank?</image:title>
      <image:caption>What if rebates were not as visible?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1437507814945-FK58OLVETQPCTQPS7TG0/image-asset.jpeg</image:loc>
      <image:title>Blog - Where do rebates rank?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/7/13/three-program-success-factors-for-canadian-company</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436808032483-N4RFCAEMZ9CCGTLDVZO2/image-asset.jpeg</image:loc>
      <image:title>Blog - Three program success factors for Canadian company.</image:title>
      <image:caption>Program success involves getting key components in sync.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/7/6/conquering-mountains-figuratively-and-literally</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436217498384-6MA9C30BT3LYFNOZO6IP/image-asset.jpeg</image:loc>
      <image:title>Blog - Conquering mountains, figuratively and literally.</image:title>
      <image:caption>Mountain climbing, like life and daily job demands, is often a balancing act.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/6/20/the-magic-of-declining-balance-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1434840573463-TOO90XKQSTLI0YEM8OUR/image-asset.jpeg</image:loc>
      <image:title>Blog - The magic of Declining Balance Cards.</image:title>
      <image:caption>Consider how Declining Balance Cards could add a little magic within your organization to solve an ongoing problem.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/6/10/felony-charges-and-fraud-fighting-tactics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1433949240012-6V4LTFPU6U768F2TIHQC/image-asset.jpeg</image:loc>
      <image:title>Blog - Felony charges and fraud-fighting tactics.</image:title>
      <image:caption>Be vigilant about finding the policy violators and invoking the related consequences.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/6/1/has-level-iii-data-evolved-or-dissolved</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1433184369968-KFHNSHXFPNFL456NHKJU/image-asset.jpeg</image:loc>
      <image:title>Blog - Has Level III data evolved or dissolved?</image:title>
      <image:caption>Level III data can roll different ways. You do not always know what you’ll get.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/5/20/why-one-bank-opted-out-of-virtual-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1432134139369-MZ4V88YWIDPKBY3DZ0SX/image-asset.jpeg</image:loc>
      <image:title>Blog - Why one bank opted out of Virtual Cards.</image:title>
      <image:caption>For Union Bank, the key to their electronic accounts payable future is buyer-initiated payments. For others, it might be a different option.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/5/13/surcharge-laws-challenged-at-state-level</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-01-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1431545129111-9WEPVMPCIM9CX9SF285L/image-asset.jpeg</image:loc>
      <image:title>Blog - Surcharge laws challenged at state level.</image:title>
      <image:caption>How many other “no surcharge” states will go to court in response to merchant lawsuits? Maybe the Supreme Court will step in first.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/5/3/electronic-payables-insight-to-save-you-time</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1430703228628-0E0XHFO2TKOMHZ1KZYVA/image-asset.jpeg</image:loc>
      <image:title>Blog - Electronic payables insight to save you time.</image:title>
      <image:caption>What will your organization decide regarding electronic payables? Will it be Virtual Cards, straight-through payments or none at all?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/4/22/rebuilding-a-controls-norm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1429744486996-78Q7XOP1CWLBTWX62U7F/image-asset.jpeg</image:loc>
      <image:title>Blog - Rebuilding a controls norm.</image:title>
      <image:caption>Structure your controls to lock in P-Card benefits and help keep the program protected from fraud, misuse and abuse.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/4/6/make-your-next-conference-experience-count</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-04-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1428102745818-S8W0UKSSQ7G657VTHK2C/image-asset.jpeg</image:loc>
      <image:title>Blog - Make your next conference experience count.</image:title>
      <image:caption>Unplug from what is happening in the office; get energized at a conference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/3/19/where-does-card-acceptance-litigation-take-us</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1426805010037-VTGAQ30YRJ3GV7UI23XH/image-asset.jpeg</image:loc>
      <image:title>Blog - Where does card acceptance litigation take us?</image:title>
      <image:caption>Which road are we going down? Who benefits from all the litigation? We might find ourselves at a dead end.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/3/16/do-misperceptions-impede-card-program-growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-01-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1426559194349-SH768WRFR6L7H210W1LP/image-asset.png</image:loc>
      <image:title>Blog - Do misperceptions impede card program growth?</image:title>
      <image:caption>Could we benefit from a mind metamorphosis? Do we always see what is in front of us or is our vision focused on one thing?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1426620692535-GZJU8EVR40HHLX7677L7/image-asset.png</image:loc>
      <image:title>Blog - Do misperceptions impede card program growth?</image:title>
      <image:caption>Does this call for a mathematical calculation or artistic critique? Perception is in the eye of the beholder.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/3/2/do-not-bury-your-p-card-tax-skeletons</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1425338166621-L2VOGAAQJ8L4F0V7DFEG/image-asset.jpeg</image:loc>
      <image:title>Blog - Do not bury your P-Card tax skeletons.</image:title>
      <image:caption>Are you prepared for a tax auditor to dig into your P-Card program?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/2/9/i-hereby-renew-my-vows-to-card-acceptance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1423534017706-12BG6EEV2C1BYTGB15JD/image-asset.jpeg</image:loc>
      <image:title>Blog - I hereby renew my vows to card acceptance.</image:title>
      <image:caption>For suppliers, the key to loving card acceptance lies in finding the right acquiring partner and appreciating the entire value package.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/2/1/procurement-fraud-and-card-misuse-reenter-the-news</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1422815323074-EMQW5ZJKZ8WTGBM30EXH/image-asset.jpeg</image:loc>
      <image:title>Blog - Procurement fraud and card misuse reenter the news.</image:title>
      <image:caption>Avoid being the topic of bad news by utilizing effective internal controls.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/1/25/restacking-the-chipspros-and-cons-of-emv-options</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1422232879970-NL30OWP7FN5LHBLPCYY5/image-asset.jpeg</image:loc>
      <image:title>Blog - Restacking the chips—pros and cons of EMV options.</image:title>
      <image:caption>Is it a gamble or good business decision for banks to go the chip-and-signature route? Probably a mix of both.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2015/1/8/recommit-to-annual-p-card-housekeeping-tasks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1428616100369-225851X5CA578JCSR9Z0/CleaningBusinessman_for_Blog.jpg</image:loc>
      <image:title>Blog - Recommit to annual P-Card housekeeping tasks.</image:title>
      <image:caption>Annual P-Card housekeeping clears the way for you to explore expansion opportunities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/12/26/reappraise-the-value-of-b2b-card-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1419605948019-3A99N4ZBRZ30Q92WHP68/image-asset.jpeg</image:loc>
      <image:title>Blog - Reappraise the value of B2B card payments.</image:title>
      <image:caption>Leave 2014 (and checks!) behind. Make B2B card payments a priority in 2015.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/12/16/sharing-your-knowledge-is-regifting-at-its-best</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1428618831254-F27NSGUT965E2TXEHNZ3/image-asset.png</image:loc>
      <image:title>Blog - Sharing your knowledge is regifting at its best.</image:title>
      <image:caption>Sharing with others what we learn is the best form of regifting.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/12/9/two-key-p-card-topics-resurface-in-dr-palmer-interview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1418165368269-19WVYM4PZV49LOHMD7IT/image-asset.jpeg</image:loc>
      <image:title>Blog - Two key P-Card topics resurface in Dr. Palmer interview.</image:title>
      <image:caption>Ensure your P-Card program offers the greatest value at the lowest cost. Follow best practices, including those pertaining to controls and working with your suppliers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/12/2/when-reorganization-is-a-good-thing-for-your-career</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1417572326032-KS2EM3VOS2TNTLT7WLPH/image-asset.png</image:loc>
      <image:title>Blog - When reorganization is a good thing for your career.</image:title>
      <image:caption>Choose change. Take steps within your professional life to reorganize and work smarter.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/11/17/your-disaster-recovery-plans-deserve-to-be-reassessed</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1416235222119-IPYC978ER2I0EPL7MTG6/image-asset.jpeg</image:loc>
      <image:title>Blog - Your disaster recovery plans deserve to be reassessed.</image:title>
      <image:caption>Reassess your disaster plans to ensure all key points have been addressed.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/11/9/tips-for-repaving-the-path-to-pcard-success</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1415726146023-IMSJXMVQJNLYHLP5M8HS/BreakingBarriers_for_blog.jpg</image:loc>
      <image:title>Blog - Four tips for repaving the path to P-Card success.</image:title>
      <image:caption>Break the barriers standing in the way of your success and that of the card program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/10/31/recast-your-ballot-does-bip-or-sip-win-your-vote</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1414786001886-K4CYJ9ASDZRJV9GDK6LO/image-asset.jpeg</image:loc>
      <image:title>Blog - Recast your ballot: Does BIP or SIP win your vote?</image:title>
      <image:caption>Rock-paper-scissors is no way to decide your payment strategy. Do your research and then demonstrate your support for what best meets your organization's needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/10/21/refortify-your-cardholder-agreement-for-added-control</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1413919636807-6FAV4H5Z8WOUSPIUJGZ9/image-asset.jpeg</image:loc>
      <image:title>Blog - Refortify your cardholder agreement for added control.</image:title>
      <image:caption>An internal agreement is a common P-Card preventative control.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/10/11/emv-in-the-us-gets-a-push-from-redrawn-liability-lines</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1413049825317-UF0JNZQWH77UZ6AIB3JR/shutterstock_196422698.jpg</image:loc>
      <image:title>Blog - EMV in the U.S. gets a push from redrawn liability lines.</image:title>
      <image:caption>EMV cards are more secure, reducing cross-border fraud, POS fraud and card cloning.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/9/29/remake-yourself-into-a-more-engaging-trainer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1412093954211-01GQWY12KJG3WJSD7P8A/shutterstock_218718412.jpg</image:loc>
      <image:title>Blog - Remake yourself into a more engaging trainer.</image:title>
      <image:caption>Good trainers achieve success by fulfilling three roles: showman, talk show host and subject matter expert.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/9/24/rediscover-the-leader-within-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1411580675155-AHQZNGA5JFQ0JC5O2UIJ/image-asset.jpeg</image:loc>
      <image:title>Blog - Rediscover the leader within you.</image:title>
      <image:caption>Look around you. What direction can you take to demonstrate leadership?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/9/12/how-to-reassure-management-about-your-p-card-controls</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1410539789075-NE6NN14Z7JIR7XSZP4MB/image-asset.jpeg</image:loc>
      <image:title>Blog - How to reassure management about your P-Card controls.</image:title>
      <image:caption>A risk assessment provides the foundation for the P-Card control environment.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/8/18/reconstructing-the-crime-scenea-case-of-internal-card-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1408371482954-UZYJJEKW365MJ27R6W6R/image-asset.jpeg</image:loc>
      <image:title>Blog - Reconstructing the crime scene—a case of internal card fraud.</image:title>
      <image:caption>Do not become a victim of internal card fraud. Protect your organization by establishing the right controls.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/8/3/a-relabeled-fraud-triangle-targets-organizations-faults</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1407094684437-CQRFOTMFNHWYHFTN24JA/image-asset.jpeg</image:loc>
      <image:title>Blog - A relabeled fraud triangle targets organizations’ faults.</image:title>
      <image:caption>Dial back your organization’s level of risk by avoiding traits that weaken the control environment.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/7/16/effectively-on-board-suppliers-to-avoid-the-re-board-blues</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1405522448491-FO2A2HMMX20AVEOWUWMI/image-asset.jpeg</image:loc>
      <image:title>Blog - Effectively on-board suppliers to avoid the re-board blues.</image:title>
      <image:caption>Take off smoothly and stay out of the turbulence with your supplier enrollment campaign.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/6/26/p-cards-refocused-in-need-of-compliance-reinforcement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-06-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1403817888451-O9HKD2OLC2VZFXDMMFKF/image-asset.jpeg</image:loc>
      <image:title>Blog - In need of compliance reinforcement?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/6/18/p-cards-refocused-metrics-are-worth-revisiting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1403134266716-JZGT9GJNL9C7202EKWZN/Checkup_for_Blog.jpg</image:loc>
      <image:title>Blog - Metrics are worth revisiting.</image:title>
      <image:caption>Metrics help you determine the health of your P-Card program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/6/10/p-cards-refocused-rebates-rehashed-part-2maximization-tactics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1402437101650-0IA9PGIQL664CDX7N7BH/image-asset.jpeg</image:loc>
      <image:title>Blog - Rebates rehashed, part 2—maximization tactics.</image:title>
      <image:caption>Is your P-Card program producing savings or leaking missed opportunities?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/6/2/p-cards-refocused-rebates-rehashed-part-1the-dark-side</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-09-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1401723894762-RI3K2RHO929Z6CV4V3CP/image-asset.jpeg</image:loc>
      <image:title>Blog - Rebates rehashed, part 1—the dark side.</image:title>
      <image:caption>Don't rush for rebates at the expense of P-Card best practices.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/2014/4/8/p-cards-refocused-a-move-to-redefine-commercial-card-controls</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-04-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1397054200327-SFB3KC3VPJGNEAYTJDR9/image-asset.jpeg</image:loc>
      <image:title>Blog - A move to redefine Commercial Card controls.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/surcharge</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/risk+assessment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/SET+Card</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/public+sector</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/auditing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/P-Card+policies+and+procedures</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/expense+management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Level+3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/P2P+process</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/credit+checks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Annual+training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/reimbursement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/OFAC</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+use</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/interchange</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/payment+strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/goals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/merchant+discount+fee</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/project+management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/agreement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/B2B+payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/professional+development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/invoice+management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/T%26E</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/top+blog+post</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/emergency+preparedness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/EAP</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/metrics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/replacement+cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/managers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/P-Card+training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+support</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/conference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+implementation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/presentations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/1099+reporting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/P-Card+benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/audit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/out+of+pocket+expenses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/accountability</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/chip</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/industry+news</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/ACH</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/change</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+buy-in</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/marketing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/training+quiz</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/organization</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/business+continuity</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/sales+tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+acceptance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/buyer+initiated+payment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/travel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/controls</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/suppliers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/use+tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/networking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/accounting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/research</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+administrator</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/eCommerce</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Fleet+Card</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/trainer+tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/gift+cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/straight-through+payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+misuse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/communication</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/RFP</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Middle+Market</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/surcharging</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/interface+file</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/AML</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/procedure+writing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/integrated+payables</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/accounts+payable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/ORCA</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/liability</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/workshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/continuing+education</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/EMV</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/ePayables</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/disaster+planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/roles+%26+responsibilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/file+turn</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/checks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/procurement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/PCI</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/process+efficiencies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/transaction+reconciliation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/revenue+share</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/professional+education</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/hiring</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/risk+psychology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/regulatory</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/travel+policy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/surveys</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Level+III</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/staffing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+expansion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/security</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/supplier+initiated+payment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/spend+per+card</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/annual+training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/international+expansion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/leadership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/travel+expense+management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+issuance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/electronic+payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/rebate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/mobile</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/steering</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/prepaid</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Declining+Balance+Cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/program+improvement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/issuers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+issuers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/receipts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/cardholders</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/P-Card+growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/litigation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/card+providers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Refresher+training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/compliance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/supplier+enrollment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/global+card+programs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcardblog/tag/Virtual+Cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-07-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/10/16/4-hour-eworkshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/6/26/75-minute-webinar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-05</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/3/21/webinar-commercial-cards-and-their-valuable-place-within-a-payment-strategy-n39xa-ebfts-357s4</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/3/21/webinar-commercial-cards-and-their-valuable-place-within-a-payment-strategy-n39xa-ebfts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/3/21/webinar-commercial-cards-and-their-valuable-place-within-a-payment-strategy-n39xa</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2019/3/21/webinar-commercial-cards-and-their-valuable-place-within-a-payment-strategy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-08</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2017/9/6/virtual-workshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-06</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/events/2016/6/8/p-card-program-risk-analysis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-20</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/mountains</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-07-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436209468010-QLSOXI585ZCRR9XRF7NX/DSC01494.JPG</image:loc>
      <image:title>Views from Climbing Mount McKinley (aka Denali)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436209468010-QLSOXI585ZCRR9XRF7NX/DSC01494.JPG</image:loc>
      <image:title>Views from Climbing Mount McKinley (aka Denali)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436209657343-RV82XCFQIVI8N4SWLE62/DSC01486.JPG</image:loc>
      <image:title>Views from Climbing Mount McKinley (aka Denali)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436209741320-QEVCI5JFUHGHG63O4KNV/DSC01475.JPG</image:loc>
      <image:title>Views from Climbing Mount McKinley (aka Denali)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-program-success-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1415556067327-2K2INZLB2EXBQ4H5Y7KE/image-asset.jpeg</image:loc>
      <image:title>P-Card Program Success</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/tax-intro</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1425242597948-3IN0R6MX3I63RAGW31NJ/Tax.jpg</image:loc>
      <image:title>Intro to Tax</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rebate-faqs</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-05-27</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharging-article</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-17</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharging-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/declining-balance-cards</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1431557979880-B7TOSDQ0ZJ4JCLY6SNLW/image-asset.jpeg</image:loc>
      <image:title>Declining Balance Cards</image:title>
      <image:caption>Declining Balance Cards can be a good solution for addressing unique projects and scenarios.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rpmg-interview</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1417448352134-Q8TNIGW5MZUE38GU21D7/image-asset.jpeg</image:loc>
      <image:title>RPMG Interview</image:title>
      <image:caption>Purchase the complete RPMG research report to gain exclusive analysis on P-Card industry trends and best practices.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/training</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1602615759863-EFAC9FT8EZQ08DYPPI9F/shutterstock_536617741.jpg</image:loc>
      <image:title>Training</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/travel</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598309665971-BH0ZGJHAD9DQYQCY27RS/cover1.jpg</image:loc>
      <image:title>Travel</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/data-levels</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1431982886563-L9AGZ8FLBB7VCUT2APFS/image-asset.png</image:loc>
      <image:title>Data Levels</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-program-success-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1415558538939-BD3Y48IB0XYCASXNTKYM/MetricsReview.jpg</image:loc>
      <image:title>Success Part 2 of 3</image:title>
      <image:caption>Where is your program at today and where can it go?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rpmg-research</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1417446977956-GK5WCILQ0VX902CI18K3/image-asset.jpeg</image:loc>
      <image:title>RPMG Research</image:title>
      <image:caption>This is one of three reports that comprise the 2014 Purchasing Card Benchmark Survey Results by RPMG Research Corporation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-types</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1420496867877-4SV2LVJ0ZIRTM1K8JBUH/PaymentCards.PNG</image:loc>
      <image:title>Card Types</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1421246080206-NUJ187DPW0Y0488EN3E0/CardTypes.PNG</image:loc>
      <image:title>Card Types</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1423870689879-A6383RBS4MGJ9QAB7DPF/AlternativeCardNames.PNG</image:loc>
      <image:title>Card Types</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/training-topics</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1416412711312-PDMLNQJSSF5BQNUS4JO4/image-asset.jpeg</image:loc>
      <image:title>P-Card Training</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/complementary-training</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-14</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-program-management</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1433347350322-TC75EQQX4K0FGUMLK9CF/image-asset.jpeg</image:loc>
      <image:title>P-Card Program Management</image:title>
      <image:caption>When you build a strong card program, the successes will continue to pile up.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/data</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1413911275316-LBX59M0T9NQMFQK2ES6V/image-asset.jpeg</image:loc>
      <image:title>Data</image:title>
      <image:caption>Use relevant information for optimal card program management.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p2p-processes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596126948908-H8W3C812MXSKL2L65WMM/P2P+Processes.JPG</image:loc>
      <image:title>P2P Processes</image:title>
      <image:caption>Purchase-to-pay processes</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/glossary</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/industry-litigation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1431535744644-GKIHU9VRUAY42HZP3KRD/image-asset.jpeg</image:loc>
      <image:title>Industry Litigation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1475163753818-H8OIGU7RU9UFQV25I85S/image-asset.jpeg</image:loc>
      <image:title>Industry Litigation</image:title>
      <image:caption>Who wins and who loses money in the ongoing industry battles stemming from litigation and government intervention?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/quotes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-05-29</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/education</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/2dc6e505-4f06-4dba-b6a0-aa645b30290d/Carp+Types+and+ePayables.PNG</image:loc>
      <image:title>Education - Make it stand out</image:title>
      <image:caption>Primary types of commercial card solutions</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1421275446064-RU9FKDXSZVHWR9WBZOWQ/image-asset.png</image:loc>
      <image:title>Education</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharge-strategy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1405961210233-IBVUR3PBJVS161H9HE4D/image-asset.jpeg</image:loc>
      <image:title>Surcharge Strategy</image:title>
      <image:caption>Three proactive measures to take with suppliers</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1439503494013-VQLHTFE5ABWCCY715N1B/image-asset.jpeg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/027de749-dfdf-4354-8055-fbf600c48ba6/IMG_4837.jpg</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/mobile</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1396554657003-3DZ4YSB8JUCHR7DP7MUR/image-asset.png</image:loc>
      <image:title>Mobile</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1396554740077-61QCDFF5TPEOPVQND3MN/image-asset.png</image:loc>
      <image:title>Mobile</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1396554772037-U51N4EI0GCPJ4DEMX5GA/image-asset.png</image:loc>
      <image:title>Mobile</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/auditing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1499716479250-XQ683GVFV7Z6EXSRRL3A/image-asset.jpeg</image:loc>
      <image:title>Auditing a Purchasing Card Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/controls</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1567099112000-2PZW42SGHUXC1O3TC5PG/shutterstock_390528304.jpg</image:loc>
      <image:title>P-Card Controls</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/website-search</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2014-09-22</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-06-30</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/blogintro</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-20</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-benefits</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1421617262085-2RT7PUOAD6YF5S44WB2R/TimeMoney.jpg</image:loc>
      <image:title>P-Card Benefits</image:title>
      <image:caption>A streamlined P-Card P2P process saves an organization time and money.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1421617812395-5MF5IYGL5UUAZRRZV52X/image-asset.jpeg</image:loc>
      <image:title>P-Card Benefits</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rebate-structure</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1401023823958-HVMV4ZSXMXWPV5L1N02U/image-asset.jpeg</image:loc>
      <image:title>Rebate Structure</image:title>
      <image:caption>Common elements of rebate incentive schedules</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1401205998332-FUI77CDO4ICICA9UREX7/image-asset.png</image:loc>
      <image:title>Rebate Structure</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/interchange</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1400800477696-5KRPF9KC6EGELELR6C3K/image-asset.jpeg</image:loc>
      <image:title>Interchange</image:title>
      <image:caption>Four-party payment system</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1400796376916-HXC05RVF1MNQBVE5PNCF/image-asset.jpeg</image:loc>
      <image:title>Interchange</image:title>
      <image:caption>Three-party payment system</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharging-interview</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharging</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rebate</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1548351510182-9RQ8YHJC8SNSV4CU01W4/shutterstock_613668098.jpg</image:loc>
      <image:title>Rebate</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/training-and-consulting</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-metrics</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1403047450651-FD6EER89MDWQVN181YOU/image-asset.jpeg</image:loc>
      <image:title>P-Card Metrics</image:title>
      <image:caption>Using key metrics to evaluate your P-Card program is an important piece for achieving success.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1420235082453-LX6V71MHF9GBW9ING901/image-asset.jpeg</image:loc>
      <image:title>P-Card Metrics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1420734297147-G4QTC2JI1B4ZETX2WJXT/Compliance.jpg</image:loc>
      <image:title>P-Card Metrics</image:title>
      <image:caption>Improve compliance metrics through effective preventative controls and auditing.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/ap-best-practices</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598308791125-I4V2QVHI8FNCAOBK6RAY/cover+2848-x-2136-pixels-9-5-x-7-1-300dpi-2720-kbytes-jpg-1387455.jpg</image:loc>
      <image:title>AP Best Practices Book</image:title>
      <image:caption>Purchase price: $39.95</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/roles-and-responsibilities</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-12-19</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/risk-analysis</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1429719191391-6YQYCZL0XRVGC9C9UNJS/image-asset.png</image:loc>
      <image:title>Risk Analysis</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/blog-posts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-acceptance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/supplier-enrollment</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1404242464059-F96KXK6BW3ARSNV20S46/image-asset.jpeg</image:loc>
      <image:title>Supplier Enrollment</image:title>
      <image:caption>Be strategic about the suppliers you target for Virtual Cards.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/emv</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1583873940734-WPEF8P07GDEJRKH5PLSM/CardsCloseup.jpg</image:loc>
      <image:title>EMV</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/epayables-vs-p-cards</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-10-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1430318066198-8RE03JMYJWN1AHG80XDN/image-asset.jpeg</image:loc>
      <image:title>ePayables vs P-Cards</image:title>
      <image:caption>ePayables solutions offer increased control for buyers, and essentially eliminate disputed transactions and chargebacks for suppliers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/common-epayables-targets</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1404840385565-CGF0BDBGK5X5ID2TDX63/image-asset.jpeg</image:loc>
      <image:title>Common ePayables Targets</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/epayables</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1430314284704-F8S4QXR7L2VJN5M49N3Q/image-asset.jpeg</image:loc>
      <image:title>ePayables</image:title>
      <image:caption>Ensure your payment strategy hits the target by successfully incorporating ePayables/Virtual Cards and traditional P-Cards.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/hiring-a-p-card-program-manager</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1404770263259-SAFZPGYEXJNZFLX2QXHU/image-asset.jpeg</image:loc>
      <image:title>Hiring a P-Card Program Manager</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-suppliers-get-paid</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1436289391749-3Q8LQCJU7NFA0ZREYF1F/image-asset.png</image:loc>
      <image:title>How Suppliers Get Paid</image:title>
      <image:caption>Primary types of ePayables</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1447436273268-FDUEYS278N176HSUIVUS/image-asset.png</image:loc>
      <image:title>How Suppliers Get Paid</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/training-tips</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1411759976459-YHLA8R42CQMBNYAH5RHJ/image-asset.jpeg</image:loc>
      <image:title>Training Tips</image:title>
      <image:caption>Successful training requires a good strategy, executed by an effective trainer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-card-program-success-3</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1415559252291-LS8IRLRREHBTGH43E6X7/image-asset.jpeg</image:loc>
      <image:title>Success Part 3 of 3</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/disaster-planning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1416233101855-FZAHQUUCMMJ650B5G8XK/image-asset.jpeg</image:loc>
      <image:title>Disaster Planning</image:title>
      <image:caption>Conduct needs assessments, focusing on different disaster types and your card-related needs for each.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1593036281814-K5R1UWQ8Z57AP789CEH0/DisasterPlanningSummary.JPG</image:loc>
      <image:title>Disaster Planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/professional-development</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1417700704162-7107OZRCXV97DVP5YW4F/image-asset.jpeg</image:loc>
      <image:title>Professional Development</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-overviews</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576521303744-G4E9N69XB5IIPU13AK06/PaymentCardTypes.JPG</image:loc>
      <image:title>Card Overviews</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/5d858fc4-7df4-4b65-9bb4-3c071f19b464/CardTypes.JPG</image:loc>
      <image:title>Card Overviews - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c4d4a234-c614-44e1-a87a-5b38b10af1d5/BusinessCards.PNG</image:loc>
      <image:title>Card Overviews - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/de643e10-04e0-41a3-865c-67b40925d303/ePayables2.PNG</image:loc>
      <image:title>Card Overviews - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/payment-strategy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c402edd5-7411-42aa-a6da-c28ec1147e61/Primary+Payment+Methods.PNG</image:loc>
      <image:title>Payment Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/program-implementation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1594154040326-KJUXEBXXDY43HB0XDEVO/Charge+Ahead_cover.JPG</image:loc>
      <image:title>Program Implementation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/fundamentals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1548353755245-6VSRGZEGQOO9WAS762A3/Cards.Silver.jpg</image:loc>
      <image:title>Fundamentals</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1560289272575-IYXNDWTGZEV9Q5NAPJWZ/eBook_P-Card+Overview.JPG</image:loc>
      <image:title>Fundamentals</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/tax-management</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-28</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/p-cards-and-tax</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1425155582849-SAUP2PUKQQ3GTOZIGO29/image-asset.jpeg</image:loc>
      <image:title>Use Tax</image:title>
      <image:caption>Identify P-Card transactions for which a use tax accrual is needed.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/tax-audits</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1425244150722-9MTR33BCD33H9EKVCY06/image-asset.jpeg</image:loc>
      <image:title>Tax Audits</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1425329397834-38MWSPRR8K4T4Y5UEQUM/image-asset.jpeg</image:loc>
      <image:title>Tax Audits</image:title>
      <image:caption>Not having a regular, consistent process for managing sales tax compliance for your P-Card program takes your organization down a slippery route.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-program-buy-in</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1426617528784-WQTM3OA8ZZCIF1WULFOR/StartLineBusinessman.jpg</image:loc>
      <image:title>Buy-in</image:title>
      <image:caption>To garner support of the card program, start by understanding the factors that influence perceptions and then tailor your communications accordingly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/surcharge-news</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1468275690983-CZKT7Q5WKGR51D2Q20RR/image-asset.jpeg</image:loc>
      <image:title>Surcharge News</image:title>
      <image:caption>The battle between merchants and the card networks is ongoing.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/blog-post-list</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/end-user-insight</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/canadian-blood-services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2015-06-03</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/presentations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-07-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1483485920271-LS5A2NV723UKRNM9RD64/image-asset.jpeg</image:loc>
      <image:title>Events</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/emv-interview</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-03-10</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rfp</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1462907909706-KXZSJ4PQ24NMY04TBI99/image-asset.jpeg</image:loc>
      <image:title>RFP Introduction</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rfp-information</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-05-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rfp-sample-questions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-17</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/policies-and-procedures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1601344469906-29RKFFF3LJDWC7L33S4F/Store+product+icon_P%26P+guide.JPG</image:loc>
      <image:title>Policies and Procedures</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/iofm</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-09-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1472744629374-G1PBX7AHHD0M0PO0S47B/image-asset.jpeg</image:loc>
      <image:title>Welcome IOFM</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/international-fraud-awareness-week</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1478981557314-WT3KNAWW0QWMGMZQ85Y0/Fraud-Week-Logo.jpg</image:loc>
      <image:title>International Fraud Awareness Week</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1478983262136-RET15DX2GQ2XPUV4RC7N/shutterstock_48821092.jpg</image:loc>
      <image:title>International Fraud Awareness Week</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/intermountain-set-cards</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/declining-balance-cards-for-capital-projects</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/supreme-court-argument-preview</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-01-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/interface</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1496427705211-4ZBJ1CDZSZWQBNBSJVXZ/image-asset.jpeg</image:loc>
      <image:title>Interface Files</image:title>
      <image:caption>Use of an electronic interface file eliminates manual data entry by an end-user organization.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/fleet-cards</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/epayables-quiz</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-10-05</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/global-commercial-card-programs</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1548350804773-MZMISIP77VB6S72J56PX/shutterstock_319973630.jpg</image:loc>
      <image:title>Global Card Programs</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/internal-agreement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1555787010223-KWGVB99ZL6JM6BQ4WJLM/2014.10_Cardholder+agreement.jpg</image:loc>
      <image:title>Internal Agreement</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcard-goals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1571860200237-N9K2YSO1FBB6RKVS32DJ/2017.04_A+winning+program+goal+strategy.jpg</image:loc>
      <image:title>P-Card Goals</image:title>
      <image:caption>In sports, a game plan guides the play of the team or individual. In card programs, quantifiable goals serve as a guide for program management, helping to drive optimal performance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/interface-file-creation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1575487832788-18CYKSTAO9LVD9I06XTV/2017.06_Interface+file+creation.jpg</image:loc>
      <image:title>Interface File Creation</image:title>
      <image:caption>Do not let an interface file project overwhelm you. Break it down into manageable stages.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/impact-of-internal-culture</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576524256407-UCF9E5K98OKKEC2XZHGO/2016.07_Two+issues+plaguing+B2B.jpg</image:loc>
      <image:title>Impact of Internal Culture</image:title>
      <image:caption>Does this look familiar? Organizations that do not equip employees with the right tools risk losing staff and, ultimately, revenue.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/why-some-technology-projects-fail</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576608605123-IERB3GG4048OBU3SIC6H/2016.09_Why+some+technology+projects+fail.jpg</image:loc>
      <image:title>Why Some Technology Projects Fail</image:title>
      <image:caption>Frustration with a technology project is more likely to occur if your organization does not do solid advance planning.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/staff-members-can-be-roadblocks</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576607715888-XWXT9WNLHVH7WI1398DH/2016.08_Staff+members+are+a+wildcard.jpg</image:loc>
      <image:title>Staff Members Can Be Roadblocks</image:title>
      <image:caption>Which employees are ready to support improvements to the organization’s payments plan? Ensure they possess the skills to meet new job demands.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/actions-to-increase-card-payments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576610796756-2K6LELH77KTCEFF5KYB2/2016.08_Actions+to+increase+card+payments.jpg</image:loc>
      <image:title>Actions to Increase Card Payments</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/regain-a-broad-perspective-of-your-payment-strategy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576612694344-BD0WICYURI1XJ2ZX6TIC/Regain+Broad+Perspective.jpeg</image:loc>
      <image:title>Regain a Broad Perspective of Your Payment Strategy</image:title>
      <image:caption>Do you have a clear outlook of your payment strategy? Step up and lead your organization toward peak efficiencies.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rate-your-payment-strategy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1576609564136-0G0YF4ZBWPDGYP43PG97/2016.01_Rate+your+payments+strategy.jpg</image:loc>
      <image:title>Rate Your Payment Strategy</image:title>
      <image:caption>Meaningful metrics provide the substance behind a smile rating.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-program-staffing-factors</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581360510893-FWV7WNH5H2RHVEFX99CJ/2017.09_Program+staffing+factors.jpg</image:loc>
      <image:title>Card Program Staffing Factors</image:title>
      <image:caption>Finding the bulls eye in your program management staffing level first requires evaluating many factors.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-program-manager-role</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581463506315-VV2BP1JCXRE7GRQJD542/Used_HappyEmployees.jpg</image:loc>
      <image:title>Card Program Manager Role</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/backup-for-pcard-pm</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581461906636-QQMLUXKV8C31X7G3HCG4/2016.05_Who+is+your+backup+on+the+job.jpg</image:loc>
      <image:title>Backup for P-Card PM</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/seeking-a-pcard-program-manager-role</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581456025231-536RGJYWA8IO6JW9C3OI/shutterstock_125935052.jpg</image:loc>
      <image:title>Seeking a P-Card Program Manager Role</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/executive-champion-for-pcard-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581464556222-DUJCAHZO5C3NM13H9DJ0/shutterstock_133532750.jpg</image:loc>
      <image:title>Executive Champion for P-Card Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/key-control-roles-in-a-pcard-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581540460617-IHEG18OJNS451EX2G816/shutterstock_307232705.jpg</image:loc>
      <image:title>Key Control Roles in a P-Card Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/auditing-the-pcard-program-manager</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1581457018120-D1UD9DURY46G4NQUR52R/2017.07_Who+audits+the+PM.jpg</image:loc>
      <image:title>Auditing the P-Card Program Manager</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/internal-support-roles-for-a-card-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-10-13</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/succession-planning-for-a-pcard-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/cardholder-contact-information</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1582051269211-PKCEJXWC9YPSF7L5NM9A/FocusedBizWoman.jpg</image:loc>
      <image:title>Cardholder Contact Information</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/manager-approvers-in-a-card-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1582152886532-U7M9GBFLJKF3NOWJ7WV3/shutterstock_177361985.jpg</image:loc>
      <image:title>Manager-Approvers in a Card Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/new-pcard-programs</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1582216066125-ZSP4THYIC9XDOKG8OMI7/BackToBasicsNote.jpg</image:loc>
      <image:title>New P-Card Programs</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-and-payment-security</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1583875532420-7U1DP08NQ4F0HH3BB7F1/Card.Padlock.jpg</image:loc>
      <image:title>Payment Security</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/phishing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-03-10</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/organization-overlooked-details-in-its-bcp</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1585163527136-JPWA584K00KS90C64OWD/2014.11_Disaster+recovery+plans.jpg</image:loc>
      <image:title>Organization Overlooked Details in its BCP</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/quizzes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1590435179711-L5ALRQWWTNUCL5YRLPY4/shutterstock_213583006.jpg</image:loc>
      <image:title>Quizzes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/making-pcards-easier-to-use</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1591727856254-GZXEK8YKKFGH3HAH4LWN/2016.03_Putting+cardholders+at+ease.jpg</image:loc>
      <image:title>Making P-Cards Easier to Use</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-epayables-can-be-a-bridge</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596140922187-RFJKNKLS5P8Z46UZ340R/2016.10_How+ePayables+can+be+a+bridge.jpg</image:loc>
      <image:title>How ePayables Can Be a Bridge</image:title>
      <image:caption>Help your organization bridge together its payment strategy through the inclusion of an electronic payables solution.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/the-fraud-protection-of-epayables</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596143305353-4JJND8Q0O9H8AHFS86K7/shutterstock_158667266.jpg</image:loc>
      <image:title>The Fraud Protection Benefit of ePayables</image:title>
      <image:caption>To get ePayables/EAP into your organization, ensure your business case stresses the protective benefits.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/virtual-card-reconciliation-hurdles</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596128291206-W66EBUO8QC2JU26VWRPL/shutterstock_249618544.jpg</image:loc>
      <image:title>Reconciliation Hurdles</image:title>
      <image:caption>To maximize Virtual Card payments, plan ahead for how to prevent and address potential hurdles.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/why-one-bank-opted-out-of-virtual-cards</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596130235809-1GRLFRKG16S6FOD0UR5I/2015.05_Why+one+bank+opted+out+of+virtual+cards.jpg</image:loc>
      <image:title>Why One Bank Opted Out of Virtual Cards</image:title>
      <image:caption>For Union Bank, the key to their electronic accounts payable future is buyer-initiated payments. For others, it might be a different option.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/virtual-card-acceptance-made-easy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1596132485525-LFYDF25M992RJP1ZSNX6/2017.03_Virtual+Card+acceptance+made+easy.jpg</image:loc>
      <image:title>Virtual Card Acceptance Made Easy</image:title>
      <image:caption>Offering suppliers a solution to address their pain points can motivate them to accept card payments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/program-manager-procedure-manual</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-03</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/when-pcards-are-not-the-best-option</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/c9de7ed3-fffa-41b9-97b4-0205612b203b/brett-jordan-pKlBjhV1USY-unsplash.jpg</image:loc>
      <image:title>When P-Cards are Not the Best Option - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-to-present-numbers-with-flair</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611704922546-PDT1VCLX6KO3F0T1T65Q/PresentingNumbers_Before_PieChart.png</image:loc>
      <image:title>How to Present Numbers with Flair</image:title>
      <image:caption>Figure 1 - The pie chart on the left is directly from the PowerPoint chart wizard. The pie chart on the right shows what five minutes of editing can do to improve readability.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611705069984-6H91USYA66HW2CCL2980/PresentingNumbers_Data.png</image:loc>
      <image:title>How to Present Numbers with Flair</image:title>
      <image:caption>Figure 2 – The Rolling Stones wouldn’t get any satisfaction with the top slide—their achievements are buried in the bullets. The slide on the bottom pulls out the big numbers and helps the audience visually grasp their achievements.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611705196346-JVLXJBOO35C2VRLCE3VP/PresentingNumbers_Font.jpeg</image:loc>
      <image:title>How to Present Numbers with Flair</image:title>
      <image:caption>Figure 3 – Default fonts like Calibri and Arial (top row) are serviceable as readable text, but there can be beauty in numbers. The beautiful fonts above in the lower half of the figure (second row l-r): Bebas Neue, Passion One, Montserrat (third row l-r): Brooklyn Samuels, Recovery.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/explaining-card-program-data</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611786629861-QUCQN6YF9CCZO4Q6CHHV/SpendGraph1.JPG</image:loc>
      <image:title>Explaining Card Program Data</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1611786658699-PT0US92EA7SONZOAIKSW/SpendGraph2.JPG</image:loc>
      <image:title>Explaining Card Program Data</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/inactive-cardholders</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/presentation-design-tips</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1613431279573-LZ3ZOR6M62U07BICGG89/2015.02_Presentation+tips....jpg</image:loc>
      <image:title>Presentation Design Tips</image:title>
      <image:caption>Be the director of your presentations and cut the clutter.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/training-adult-learners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-to-make-training-more-interactive</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/manager-training</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614700564917-1ARA9J0YKCOT4WLU3YW3/2017.02_Maximize+manager+training.jpg</image:loc>
      <image:title>Manager Training</image:title>
      <image:caption>Do not leave the delivery of important messages to chance. Design manager training to fit their role and schedules.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-to-effectively-cut-your-presentations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614626505450-SPMB5PH99ZY0C0V9PL2H/Before%2Band%2BAfter%2BSlides_BulletPoints.jpg</image:loc>
      <image:title>How to Effectively Cut Your Presentations</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614626587236-D8O9J2QCG9HQHJ49BEO2/Before%2Band%2BAfter%2BSlides_Tips%2BMoved.jpg</image:loc>
      <image:title>How to Effectively Cut Your Presentations</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1614626684612-GMHFA6OY9QOMQQWFTV7T/Before%2Band%2BAfter%2BSlides.jpg</image:loc>
      <image:title>How to Effectively Cut Your Presentations</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcard-program-rating-tool</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1616098161363-YGIA8BM5MMWF5TIW7N8W/shutterstock_92253571.jpg</image:loc>
      <image:title>P-Card Program Rating Tool</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/evaluate-your-pcard-training</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1616094310411-US4D0XQK83KK9OXUQIIC/shutterstock_414534193.jpg</image:loc>
      <image:title>Evaluate Your P-Card Training</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcard-newsletters</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1616106948409-AB4HWRC6OGTN4SVI4JFZ/2017.05_Newsletters+can+boost+communication.jpg</image:loc>
      <image:title>P-Card Newsletters</image:title>
      <image:caption>Are your messages being received? A newsletter is one potential way to boost communication.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/ways-to-communicate-beyond-email</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1616117553507-VE6JE2M9WV8QO63FDUFV/shutterstock_683292913.jpg</image:loc>
      <image:title>Ways to Communicate Beyond Email</image:title>
      <image:caption>Keeping the learning opportunities open contributes to a well-managed card program.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/commercial-card-download-available</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1616096232937-OYXJ5IS82IH9GWDOHT1T/shutterstock_89320801.jpg</image:loc>
      <image:title>Download Available - See also</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/making-pcards-easier-to-manage</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1617307253043-DEJEN5JTYXWAF43D2C0O/shutterstock_416644528.jpg</image:loc>
      <image:title>Making P-Cards Easier to Manage</image:title>
      <image:caption>To improve program efficiencies, your best bet is to have a cost-versus-benefit mindset.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/how-well-is-your-card-program-aging</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-04</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/promote-the-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1617733096022-DR0TRBY25VKORQ55ZR1N/Reignite+a+spark+in+your+program.jpg</image:loc>
      <image:title>Promote the Program</image:title>
      <image:caption>Give your card program a spark of energy through a blend of different positive actions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/transaction-reconciliation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1618078759706-FKJ6RSIYX1GIJRT45P5B/shutterstock_457572442.jpg</image:loc>
      <image:title>Transaction Reconciliation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-transaction-disputes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1619018224441-8U3RI3WZ72JUBTOF31GF/shutterstock_52373083.jpg</image:loc>
      <image:title>Card Transaction Disputes</image:title>
      <image:caption>Are cardholders disguising personal purchases by disputing the related transactions? Take a closer look at anyone who seems to abuse the dispute process.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1619018374749-H3DMWHYQPTBE79SS22PT/P%26P_DecisionMatrix.JPG</image:loc>
      <image:title>Card Transaction Disputes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/gift-card-purchases</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1619016159024-VNXLPSCY4JZXFA9XNH0P/2015.10_Gift+card+purchases-a+prize+or+problem.jpg</image:loc>
      <image:title>Gift Card Purchases</image:title>
      <image:caption>Gift cards can be legitimate employee rewards, but they can also be a source of fraud when an employee buys and pockets as a present.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/are-auditors-friends-or-foes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/accountability</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-20</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/gift-card-scam</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1618945325336-Z3KKDV1HF7I25J3JRVUM/shutterstock_441593761.jpg</image:loc>
      <image:title>Gift Card Scam</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/rethinking-the-audit-process</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1618942718535-HXY77SBLX4MAB5WLZ54C/2017.04_Rethinking+the+audit+process.jpg</image:loc>
      <image:title>Rethinking the Audit Process</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/avoid-manually-auditing-all-transactions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1618947892761-1GPL0G8BJ9XJ2ZTDKE1P/2016.10_Card+program+traps+to+avoid.jpg</image:loc>
      <image:title>Avoid Manually Auditing All Transactions</image:title>
      <image:caption>Avoid the costly trap of manually auditing all transactions every month.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/payment-strategy-hurdles</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-10-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1634075979685-ZSZTIAPZQRNDAJK7C1CS/2019.10_Overcome+7+payment+strategy+hurdles.jpg</image:loc>
      <image:title>Payment Strategy Hurdles - Make it stand out</image:title>
      <image:caption>Overcoming the hurdles to payment strategy success leads to organization rewards. (Photo by Interactive Sports on Unsplash).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/pcard-p2p-process</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1634231474621-O73ZYTM840X7V32XKG54/2019.11_When+to+omit+an+invoice.jpg</image:loc>
      <image:title>P-Card P2P Process - Make it stand out</image:title>
      <image:caption>No need to burn unwanted invoices. Ensure your organization communicates its purchase documentation requirements to suppliers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/video-about-recharged-education</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-14</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/enforcement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-01</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/card-spend-controls</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/99b0e1be-a056-4c2a-9d6b-76cc947d8d51/shutterstock_524250877.jpg</image:loc>
      <image:title>Card Spend Controls - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/separation-of-duties</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/2976837e-0cfd-4301-94ce-eb4cda84354c/shutterstock_433194181.jpg</image:loc>
      <image:title>Separation of Duties - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/liability-types</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-21</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/culture-impacts-epayables-success</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/be887ba6-e7e8-4af7-a5ab-8a422bb9d27b/2016.10_How+ePayables+can+be+a+bridge.jpg</image:loc>
      <image:title>Culture Impacts ePayables Success - Make it stand out</image:title>
      <image:caption>Help your organization bridge together its payment strategy through the inclusion of an electronic payables solution.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/about-ach</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-29</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/reimbursement-of-tips</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-12</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/why-mandate-card-use-for-travel</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/6cc1ee1c-b76b-4701-9d6f-95844b69c9b0/2017.02_Why+mandate+card+use+for+TE.jpg</image:loc>
      <image:title>Why Mandate Card Use for Travel - Make it stand out</image:title>
      <image:caption>Your organization can take a bite out of its travel expense management by requiring employees to use commercial cards.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/travel-policy-advice</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/holding-travel-approvers-accountable</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-12</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-06-11</lastmod>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/purchasing-card-overview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598382044516-BGV6EPN25GKJ8EQAC1JS/Store+product+icon_P-Card+overview.JPG</image:loc>
      <image:title>Store - Purchasing Card Overview</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/license-p-card-risk-assessment-template</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598381700127-6BDYA1IUIRAW76COYUYK/Store+product+icon_risk+assessment_license.JPG</image:loc>
      <image:title>Store - P-Card Risk Assessment Template - License for Providers</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/p-card-risk-assessment-template</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598381654505-7D6KWS3DASPZT61WGXBD/Store+product+icon_risk+assessment.JPG</image:loc>
      <image:title>Store - P-Card Risk Assessment Template</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/127-best-practices-for-accounts-payable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598308928473-J6MD53PJ122SZYW43K05/cover+2848-x-2136-pixels-9-5-x-7-1-300dpi-2720-kbytes-jpg-1387455.jpg</image:loc>
      <image:title>Store - 127 Best Practices for Accounts Payable</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/license-p-card-policies-and-procedures-guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598381572507-9TG7Q39CS4N8T4YY6FS2/Store+product+icon_P%26P+guide_license.JPG</image:loc>
      <image:title>Store - How to Revitalize Your Purchasing Card Policies and Procedures - License</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.recharged-education.com/store/p-card-policies-and-procedures-guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52cb448ae4b04e2aa2b967d5/1598381407210-OQNDYH773O1PKNH3N8EY/Store+product+icon_P%26P+guide.JPG</image:loc>
      <image:title>Store - How to Revitalize Your Purchasing Card Policies and Procedures</image:title>
    </image:image>
  </url>
</urlset>

